434 Construction Loan Lenders with AI in Richmond, Michigan 2025

The Lendersa® directory of construction loan lenders in Richmond, MI encompasses regional banks, national lenders, and local hard money lenders using private funds. These lenders support both ground-up constructions and significant rehabs.

In Richmond, MI, the estimated construction cost for a 2,000 square foot home ranges from $171,620 for basic constructions to $315,543 for more opulent projects. The interest rate and terms of construction loans vary based on the borrower’s financial profile, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the type of lender selected.

Compare attractive loan offers from 100 diverse lenders

The comprehensive construction loan calculator

Lendersa® employs AI technology to match your construction loan requests instantly with hundreds of lenders, ensuring all financing needs are addressed. Discover the best available construction rates to fund projects like new constructions, fix-and-flips, or substantial renovations on residential and commercial properties throughout MI.

Find construction loan lenders in your area

Preserving a high credit score is crucial, so avoiding unnecessary inquiries can be beneficial. You can get preapproved for your land loan without needing to disclose your social security number or any sensitive data.

Securing 100% LTV financing might be possible when additional property is pledged as collateral, often referred to as a blanket loan.

Utilize Lendersa®'s land loan calculator to find vacant land loan providers in the zip codes 48062.



  • First Citizens Bank
  • 4300 Six Forks Road, Raleigh, NC, 27609
  • First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6, 500 employees. Our parent company, First Citizens BancShares, Inc.
  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.
  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.
  • MidCountry Bank
  • 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
  • AAFMAA Mortgage Services LLC
  • 639 Executive Place, Suite 203, Fayetteville, NC, 28305
  • AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.
  • Edward Voccola & Co. LLC
  • 75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116
  • Edward Voccola & Co. LLC – Commercial Real Estate Financing Commercial & Project Finance, Joint Venture Lending, Construction, Hotels, 100% Bond & Equity Financing, US & Worldwide We offer the following kinds of loans; * Personal Loans (Unsecured Loan), * Business Loans (Unsecured Loan), * Commercial Real Estate Loans, * Construction Loans, *
  • Norfolk Capital
  • 344 Talbot Ave, Dorchester Center, MA, 02124
  • Norfolk Capital provides short-term bridge capital for real estate investors, developers, and home builders who need immediate funding for an acquisition or refinancing. Our creative real estate financing solutions are structured exclusively for those seeking alternatives to conventional bank loans.
  • Grand Coast Capital Group
  • 1515 Hancock Street Suite 404, Quincy, MA, 02169
  • Grand Coast Capital Group is a real estate private lending and investment firm based in Boston, MA, with over 40 years of combined real estate investment and development experience. Established in 2013, the firm has developed an institutional-quality platform with a reputation as the preferred private lender for seasoned real estate investors, ope