2026 Construction Loan Lenders for St.-Clair, Michigan

The Lendersa® directory of construction loan lenders in St.-Clair, MI, includes diverse sources such as regional banks, national lenders, and local hard money lenders who utilize private capital for ground-up construction and major rehabilitation projects.

Construction costs for a 2,000 square foot home in St.-Clair, MI, are estimated by lenders to range from $171,433 for basic builds to $315,356 for more sophisticated designs. Terms and interest rates are influenced by borrower financials, loan-to-value (LTV), after-repair value (ARV), and the lender type chosen.

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The AI technology used by Lendersa® ensures your construction financing needs are met by rapidly matching your requests with numerous lenders. Discover leading construction rates for projects including ground-up builds, fix-and-flips, or major rehabs in MI.

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Avoiding unnecessary inquiries can preserve your credit score. Obtain preapproval for land loans without revealing your social security number or sensitive financial details.

You might qualify for 100% LTV financing by using additional property as collateral, a method known as a blanket loan.

Use the Lendersa® land loan calculator to find lenders for vacant land loans in the zip codes 48079.



St.-Clair Construction Loan Lenders

  • Victory Home Loans
  • 43260 Garfield, Suite 250, Clinton Township, MI, 48038
  • Lends in Michigan
  • "Victory Home Loans is a wholesale brokerage that was established in December of
    2000. Scott Van Sickle is the broker & brings over 15 years of combined
    mortgage & real estate experience to the table.Being a wholesale broker gives us
    the unique advantage of giving superior service while at the same time delivering
    very competitive rates and

  • Cranbrook Loans
  • 41800 Hayes Road, Clinton Township, MI, 48038
  • Lends in Michigan
  • Cranbrook Loans is a retail residential mortgage corporation with significant executive experience. We have a stellar reputation with industry leading consumer protections. We offer direct lending options as well as the ability to broker loans when necessary. This enables us to make sure we’re always competitive with a one stop shop product line.

  • Capital Lending, Inc.
  • 7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316
  • Lends in Michigan
  • Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.

  • Cornerstone Community Financial Credit Union
  • 44911 Mound Rd, Sterling Heights, MI, 48314
  • Lends in Michigan
  • Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.

  • Lake Pointe Mortgage, L.L.C
  • 27735 Jefferson Ave, Saint Clair Shores, MI, 48081
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.

  • Chief Financial Credit Union
  • 200 Diversion Street Hills, Rochester, MI, 48307
  • Lends in Michigan
  • Chief Financial Credit Union, "more than money"​ is not just a tagline. It is the company culture that we have created and the fuel that drives our mission. Our goal is to inspire strategic partnerships between our employees, members, and community partners. We boldly aim to be forever remembered for the good.

  • Somerset Lending Corp
  • 640 W University Dr, Rochester, MI, 48307
  • Lends in Michigan
  • At Somerset Lending we pride ourselves on being an active participant in the community. We are passionate about helping people get into new homes as well as make their current mortgages more affordable.Our passion is to bring awareness that changes people’s lives.Somerset Lending Corp can help you achieve your goals.

  • First State Bank (Michigan)
  • 24300 Little Mack, Saint Clair Shores, MI, 48080
  • Lends in Michigan
  • First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.

  • THE LOCAL Credit Union
  • 39139 Mound Road, Sterling Heights, MI, 48310
  • Lends in Michigan
  • THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter.

    THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.