5 Construction Loan Lenders in Chisago-City, Minnesota in 2026

Lendersa® proudly presents an extensive list of construction loan lenders in Chisago-City, MN, including regional banks, national financial institutions, and local hard money lenders. These financiers are adept at using private capital to support ground-up construction initiatives as well as significant rehabilitation projects. This diverse lineup ensures you can select specific financial services that perfectly match your construction or renovation requirements, no matter the scope or complexity.

In Chisago-City, MN, construction costs for a 2,000 square foot home are evaluated by lenders to range from $188,011 for straightforward, basic construction to $344,180 for more intricate, luxury projects. Such variability acknowledges different design complexities and material choices. Interest rates and loan terms will differ according to factors such as the borrower's financial status, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the chosen type of lender. This wide range of options allows for a personalized approach, catering to individual project requirements and financial situations.

Explore loan offers from 100 diverse lenders to discover compelling terms and conditions suited to your particular construction ambitions.

Leverage the Magic Construction Loan Calculator

Lendersa® utilizes cutting-edge AI technology to ensure a comprehensive match between your loan requests and hundreds of construction lenders, providing a seamless experience. This allows you to access some of the best construction rates available, whether you are funding a new build, a fix-and-flip endeavor, or a major rehab across both residential and commercial properties in MN. This innovative approach ensures optimal alignment of financing structures with your project objectives.

Find Construction Loan Lenders Locally

Maintaining a strong credit score is important; thus, avoiding unnecessary inquiries can be beneficial. Secure preapproval for your land loan without the need to disclose your social security number or any other sensitive financial information. This prudent step protects your private data while facilitating a smoother approval process.

You may qualify for 100% LTV financing by pledging additional property as collateral, under a blanket loan arrangement, thus providing a strategic financial advantage.

Use Lendersa® land loan calculator to locate lenders for vacant land loans within the zip codes 55013, simplifying your search and helping you find the perfect financing solution that meets your needs.



Chisago-City Construction Loan Lenders

  • First State Bank of Wyoming
  • 26741 Felton, Wyoming, MN, 55092
  • Lends in Minnesota
  • First State Bank of Wyoming is a family owned community bank that has proudly served Wyoming, Minnesota and the surrounding community since 1914. We pride ourselves on providing excellent customer service and commitment to relationships, as well as providing a wide array of financial services tailored to best fit your banking needs.

  • Village Bank
  • 18770 Highway 65 Northeast, East Bethel, MN, 55011
  • Lends in Minnesota
  • Village Bank is a community bank that is family-owned and operated. The primary focus of Village Bank is always on customer service and satisfaction. We not only offer the latest in banking products and services, but also employees that back them up. Our staff is committed to meeting the individual needs of customers

  • Cambridge State Bank
  • 127 South Main, Cambridge, MN, 55008
  • Lends in Minnesota
  • Cambridge State Bank is located at 127 South Main Street and 127 Opportunity Blvd North in Cambridge. We are committed to helping you grow, and our products combine all the technology you need to achieve your goals, with the personal touch you want. Cambridge State Bank has been going strong since 1914.

  • Minnco Credit Union
  • 236 2nd Avenue SW, Cambridge, MN, 55008
  • Lends in Minnesota
  • Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.

  • First State Bank and Trust
  • 950 Highway 95 North, Bayport, MN, 55003
  • Lends in Minnesota
  • First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.

  • Premier Banks
  • 2866 White Bear Avenue, Saint Paul, MN, 55109
  • Lends in Minnesota
  • Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.

  • Lake Elmo Bank
  • 11465 39th Street N, Lake Elmo, MN, 55042
  • Lends in Minnesota
  • Lake Elmo Bank has built its tradition on a personal approach to banking. We get to know our customers so that we understand each customer's unique needs with the intent of building long-term financial relationships. This goal has been the foundation of our business for over 100 years.

  • Platinum Bank
  • 7667 Tenth Street North, Oakdale, MN, 55128
  • Lends in Minnesota
  • We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this.

  • Minnesota Catholic Credit Union
  • 400 E Little Canada Road E, Little Canada, MN, 55117
  • Lends in Minnesota
  • MN Catholic Credit Union has been serving members of our Catholic community since 1946 with excellent personalized service & making financial products both affordable & accessible. This credit union is the combination of 2 Catholic credit unions with rich histories. In 2011, St John’s of Little Canada Credit Union acquired MN Catholic Credit Union.

  • Northstar Bank
  • 1820 Lexington Ave N, Saint Paul, MN, 55113
  • Lends in Minnesota
  • North Star Bank is an independent, locally owned bank with a proud tradition of sound management and integrity. Established in 1947, we have been continuously committed to providing quality, customized banking service for personal and commercial financial needs. When you bank with us, your money is reinvested into the community in which you live