2025 Construction Loans use AI Lenders complete for Cottage-Grove, Minnesota

The Lendersa® compilation of construction loan lenders in Cottage-Grove, MN, features a variety of financial institutions including regional banks, national lenders, and local hard money lenders that provide private funding. These options cater to both ground-up construction and major renovation projects.

In Cottage-Grove, MN, lenders estimate the cost of building a 2,000 square foot home, starting at $189,320 for basic work and going up to $345,489 for more luxurious finishes. Interest rates and the terms of construction loans vary, tailored to the borrower's financial profile, LTV, ARV, and the lender type chosen.

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Explore the Magic Construction Loan Calculator

To fulfill all your construction financing needs, Lendersa® uses AI technology to instantly link your loan request with hundreds of lenders. Discover competitive construction rates for financing projects like new constructions, fix-and-flip ventures, or significant renovations for residential and commercial properties across MN.

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To maintain your credit score, avoid unnecessary credit checks. Achieve preapproval for your land loan without needing to submit your social security number or sensitive financial information.

Eligibility for 100% LTV (Loan to Value) financing might be possible if you agree to pledge additional properties as security under a blanket loan arrangement.

Leverage the Lendersa® land loan calculator to locate vacant land loan providers within zip codes 55016, 55033.



  • Advia Credit Union
  • 6400 West Main St, Kalamazoo, MI, 49009
  • Advia Credit Union's mission is to provide financial advantages. We look to proactively seek the quickest and easiest solutions available for members to maximize the financial value provided to them. Our name means something – we provide advice, we are member advocates, and we offer advantages.
  • Arbor Financial Credit Union
  • 1551 South 9th Street, Kalamazoo, MI, 49009
  • Arbor Financial is a full-service credit union open to anyone who lives, works or worships in Michigan. Our employees are committed to helping our members improve their financial lives. credit union open to anyone who lives, works or worships in Michigan. We got our start in 1935 as the Kalamazoo School Employees Credit Union.
  • Starion Bank
  • 333 North 4th Street, Bismarck, ND, 58502
  • Starion Bank is a $1.6 billion family-owned Bank providing Banking, mortgage, insurance and investment services for individuals, families and businesses across the Midwest. As an independent supercommunity Bank, we have the same services and technology as larger Banks, yet we offer personal service, make decisions locally.
  • Central Bank of Kansas City
  • 2301 Independence Boulevard, Kansas City, MO, 64124
  • Central Bank of Kansas City is a local community bank that has provided financial services for individuals and businesses since 1951. Central Bank has been family-owned since the 1960s and has been certified as a Community Development Financial Institution (CDFI) since 1998 by the US Treasury Department.
  • BankChampaign
  • 2101 South Neil St, Champaign, IL, 61820
  • BankChampaign has over 30 years of experience providing financial products and services for personal, commercial and investment customers in the community. We are a true community bank, providing exceptional relationship-based service to each customer. Our staff have unparalleled expertise in commercial banking, investment management
  • Commerce Bank
  • 1000 Walnut Street, Kansas City, MO, 64106
  • At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions.
  • Bank Midwest
  • 1111 Main St, Kansas City, MO, 64106
  • Bank Midwest is a leading community banking franchise, headquartered in Kansas City, Missouri. We serve clients throughout Missouri & Kansas by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service.
  • Midland Community Bank
  • 112 Market Street, Kincaid, IL, 62540
  • Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield. In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area
  • Kirkwood Bank & Trust
  • 2911 North 14th Street, Bismarck, ND, 58503
  • Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions in February 1975 as Bank of Kirkwood Plaza. In 1981, Bank of Kirkwood Plaza was sold to a Fargo banker and re-named Dakota Bank & Trust Company. The bank was sold to its present stockholders in 1987 and re-named Kirkwood Bank & Trust.