40 Construction Loan Lenders in St.-Paul-Park, Minnesota in 2026

The Lendersa® directory of construction loan lenders in St.-Paul-Park, MN, features regional banks, reputable national lenders, and local hard money lenders. These lenders are known for utilizing private money to assist with your ground-up construction projects or significant rehabs. This array of financial options ensures that you have access to tailored solutions that fit diverse construction needs.

In St.-Paul-Park, MN, lenders typically estimate the costs of a 2,000 square foot home to range from $188,044 for standard builds up to $344,213 for more refined architecture. The interest rates and loan terms for construction projects can vary significantly, influenced by factors such as the borrower's financial standing, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the choice of lender. This variability provides borrowers with the flexibility to select terms that align best with their financial needs and project scope.

Compare loan offers from a variety of 100 lenders to find favorable conditions that suit your specific construction objectives.

The Advantages of Our Construction Loan Calculator

To meet your construction financing needs comprehensively, Lendersa® uses AI technology to expedite the matching of your loan requests with a wide array of construction lenders. This process allows you to discover competitive construction rates ideal for funding new builds, fix-and-flip projects, or major rehabs across residential and commercial properties in MN.

Locate Construction Loan Lenders Near You

Minimize unnecessary credit inquiries to maintain your credit score. Obtain preapproval for your land loan without the necessity of providing your social security number or sensitive financial information.

Moreover, you might qualify for 100% LTV financing by agreeing to pledge additional property as collateral through a blanket loan, which can be an advantageous strategy for maximizing your financing capacity.

Utilize the Lendersa® land loan calculator to identify lenders for vacant land loans in the zip codes 55071, making your search for the right financing more efficient.



St.-Paul-Park Construction Loan Lenders

  • Boundary Waters Bank
  • 2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129
  • Lends in Minnesota
  • BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.

  • The First State Bank of Rosemount
  • 3025 145th Street West, Rosemount, MN, 55068
  • Lends in Minnesota
  • In 1909 S.A. Netland opened the State Bank of Rosemount. It was the first locally owned independent bank in the city of Rosemount. Mr. Netland also owned banks in Bixby, Northfield, Carlos and Mendota. In 1909 the Bank had a capital of $10,000, and the total cost of the building, including the vault and fixtures was $4,050.

  • Associated Healthcare Credit Union
  • 6789 Upper Afton Road, Woodbury, MN, 55125
  • Lends in Minnesota
  • AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.

  • Gateway Bank MN
  • 745 Market Street, Saint Paul, MN, 55118
  • Lends in Minnesota
  • Mendota Heights-based Gateway Bank was founded in 2004 with a clear vision of what a community bank should be. And we remain committed to conducting every transaction with that vision in mind. We believe that our community is defined by the individuals and businesses within it. We offer competitive personal and business products and services.

  • Expedition Credit Union
  • 1270 Northland Drive, Suite 350, Mendota Heights, MN, 55120
  • Lends in Minnesota
  • Expedition Credit Union was established in 1957 to benefit Minnesota Education Association members. Originally named MEA Credit Union, we assisted with the specific financial needs of the education community. Throughout the years — from strikes and natural disasters, to times of prosperity — the credit union was there.

  • Gabriel Financial Group Inc
  • 1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
  • Lends in Minnesota
  • Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • Vermillion State Bank
  • 107 E Main St., Vermillion, MN, 55085
  • Lends in Minnesota
  • Vermillion State Bank is a community bank with six locations in the southeast Twin Cities metro area. Founded in 1918, we take pride in our commitment to providing excellent customer service by keeping banking simple. We offer our customers experienced advice, not sales, in the areas of Personal & Commercial Banking.

  • Drake Bank
  • 60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
  • Lends in Minnesota
  • Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.

  • Affinity Plus Federal Credit Union
  • 175 West Lafayette Frontage Rd, Saint Paul, MN, 55107
  • Lends in Minnesota
  • Affinity Plus is a not-for-profit member-owned cooperative. We improve the lives of our members through meaningful banking, exceptional experiences, and trusted relationships. We are honest and trustworthy. We are open to new ideas and feedback. We learn from our mistakes. We adapt as the world changes, and work evolves by leveraging technology,

  • Bremer Bank
  • 380 Saint Peter St, Suite 500, Saint Paul, MN, 55102
  • Lends in Minnesota
  • We offer banking, mortgage, investment, wealth management, trust and insurance in Minnesota, North Dakota and Wisconsin. We’re here to help you solve your toughest problems, seize your biggest opportunities, and achieve success on your terms, now and in the future. Bremer Bank has roots in the places where we live and work that go back to 1943.