40 Construction Loan Lenders with AI in St.-Paul-Park, Minnesota 2026

The Lendersa® directory of construction loan lenders in St.-Paul-Park, MN, features regional banks, reputable national lenders, and local hard money lenders. These lenders are known for utilizing private money to assist with your ground-up construction projects or significant rehabs. This array of financial options ensures that you have access to tailored solutions that fit diverse construction needs.

In St.-Paul-Park, MN, lenders typically estimate the costs of a 2,000 square foot home to range from $188,044 for standard builds up to $344,213 for more refined architecture. The interest rates and loan terms for construction projects can vary significantly, influenced by factors such as the borrower's financial standing, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the choice of lender. This variability provides borrowers with the flexibility to select terms that align best with their financial needs and project scope.

Compare loan offers from a variety of 100 lenders to find favorable conditions that suit your specific construction objectives.

The Advantages of Our Construction Loan Calculator

To meet your construction financing needs comprehensively, Lendersa® uses AI technology to expedite the matching of your loan requests with a wide array of construction lenders. This process allows you to discover competitive construction rates ideal for funding new builds, fix-and-flip projects, or major rehabs across residential and commercial properties in MN.

Locate Construction Loan Lenders Near You

Minimize unnecessary credit inquiries to maintain your credit score. Obtain preapproval for your land loan without the necessity of providing your social security number or sensitive financial information.

Moreover, you might qualify for 100% LTV financing by agreeing to pledge additional property as collateral through a blanket loan, which can be an advantageous strategy for maximizing your financing capacity.

Utilize the Lendersa® land loan calculator to identify lenders for vacant land loans in the zip codes 55071, making your search for the right financing more efficient.



  • Pine Country Bank
  • 1201 1st Avenue Ne, Little Falls, MN, 56345
  • Lends in Minnesota
  • Pine Country bank takes pride in providing our area businesses with the products and services you need to make your business successful. Whether your business is new or well-established, small or large, our business banking professionals get to know your business and work with you to meet your individual business needs.

  • Kensington Bank
  • 321 Washburn Avenue, Belgrade, MN, 56312
  • Lends in Minnesota
  • Kensington Bank is a community bank with locations in Belgrade, Cokato, Elrosa, Herman, Kensington, Saint Cloud, and Willmar, MN. We strive to provide excellent service and growth along with our customers.

    To be a trusted partner in the financial success of our customers one relationship at a time and give back to the communities we serve.

  • HomeTown Bank MN
  • 1000 East Cook St, Redwood Falls, MN, 56283
  • Lends in Minnesota
  • HomeTown Bank has been providing customers with the most innovative financial services & solutions. HomeTown Bank is proud to give back to the communities we serve through donations,volunteering, partnerships & ongoing support. As a community bank, HomeTown Bank Strives to personally get to know customers,build strong relationships they can trust.

  • United Prairie Bank
  • 1141 3rd Ave, Mountain Lake, MN, 56159
  • Lends in Minnesota
  • United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie

  • The First National Bank of Moose Lake
  • 400 Elm Avenue, Moose Lake, MN, 55767
  • Lends in Minnesota
  • First National Bank of Moose Lake is a locally owned community bank dedicated to providing caring personal service, maintaining a knowledgeable staff and building long lasting customer relationships.

    Demonstrating dedication to our customers, community and employees by providing meaningful conversations and services,

  • The Wanda State Bank
  • 121 W Main, Wanda, MN, 56294
  • Lends in Minnesota
  • The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank.

    With 89 years of banking excellence, The Wanda State Bank has experience you can count on.

  • First State Bank of Sauk Centre
  • 423 Main Street, Sauk Centre, MN, 56378
  • Lends in Minnesota
  • First State Bank of Sauk Centre operates as a bank. The Bank offers saving accounts, loans, debit, credit cards, insurance, investments, mortgages & online banking services. First State Bank of Sauk Centre serves clients in the State of MN. First State Bank of Sauk Centre has 25 total employees across all of its locations & generates $4.76 million.

  • Minnesota National Bank
  • 131 12th St S., Sauk Centre, MN, 56378
  • Lends in Minnesota
  • Minnesota National Bank is a vibrant & growing community bank operating in the Sauk Centre, Long Prairie & Pelican Rapids markets. Like the fatherly advice you may have received once while sitting on the end of a dock, Minnesota National Bank prides itself in getting to know customers & providing advice to help you make better financial decisions.

  • Financial Security Bank
  • 1011 Atlantic Ave, Kerkhoven, MN, 56252
  • Lends in Minnesota
  • When the bank opened in 1884, the founders had a clear vision: safeguarding people’s money so they could realize their dreams, & contributing to the community, making it a great place to live and work. In 1951, Russell Bauman joined the State Bank of Kerkhoven. He purchased the bank in 1976 & carried the vision forward with unwavering dedication.

  • Brainerd BN Credit Union
  • 804 Laurel Street, Suite 101, Brainerd, MN, 56401
  • Lends in Minnesota
  • Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.

  • RiverWood Bank
  • 14540 Dellwood Drive, Baxter, MN, 56425
  • Lends in Minnesota
  • RiverWood Bank is a network of community banks located in nine communities in Northern and Central Minnesota, including the cities of: Bagley, Baudette, Baxter, Benson, Bemidji, Big Lake, Crosslake, Monticello, and Morris. Our Mission is to Empowering employee-owners to exceed customer expectations.

  • Deerwood Bank
  • 14986 Lynwood Drive, Baxter, MN, 56425
  • Lends in Minnesota
  • We are committed to providing the best in financial products and services, and will search for creative solutions to your needs. Our flexibility and responsiveness to your requests allow us to tailor our services to meet your unique needs and to provide you with the best banking services available.