422 Construction Loan Lenders with AI in Thief-River-Falls, Minnesota 2026

The Lendersa® listing of construction loan lenders in Thief-River-Falls, MN, comprises regional banks, national lenders, and local hard money lenders who invest private funds for both ground-up constructions and major renovations.

Lenders determine construction costs for a 2,000-square-foot home in Thief-River-Falls, MN, with expenses ranging from $188,407 for basic building to $344,576 for more elaborate projects. Interest rates and the conditions of construction loans vary based on borrower financials, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the type of lender selected.

Look through loan offers from 100 lenders

Remarkable Construction Loan Calculator

To fully cater to your construction financing demands, Lendersa® uses AI technology to promptly align your loan submission with numerous construction lenders. You can now explore leading construction rates suitable for ground-up builds, fix and flips, or major refurbishments on both residential and commercial properties in MN.

Are There Construction Loan Lenders Nearby?

By reducing unnecessary inquiries, you can help maintain your credit score. Obtain preapproval for your land loan without providing your social security number or any sensitive personal financial data.

It's possible to qualify for 100% Loan-to-Value (LTV) financing if you are willing to pledge additional real estate as a security, often through a blanket loan.

Use the Lendersa® land loan calculator to identify lenders for vacant land loans within the zip codes 56701.



  • Sterling State Bank
  • 4200 Badger Hills Dr NW, Rochester, MN, 55901
  • Lends in Minnesota
  • Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.

  • MCT Financial
  • 3240 East River Road, Rochester, MN, 55906
  • Lends in Minnesota
  • At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!

  • Main Source Mortgage
  • 3224 6th Ave NE, Rochester, MN, 55906
  • Lends in Minnesota
  • Main Source Mortgage our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process so that you can confidently select the best loan for you & your company from the many loan options that are available today.

  • First Security Bank
  • 316 Byron Avenue North, Byron, MN, 55920
  • Lends in Minnesota
  • First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.

  • Unity Bank.
  • 207 W Lincoln Street, Augusta, WI, 54722
  • Lends in Minnesota
  • Unity Bank is a family owned community bank with offices in Minnesota, Montana, and Wisconsin. With 16 locations, $565 million in assets, and 165 employees, Unity Bank continues to be an integral member of the communities we serve and is committed to providing a full range of products to meet our customer’s financial needs.

  • Peoples State Bank
  • 100 4th Ave SE, Suite 6, Plainview, MN, 55964
  • Lends in Minnesota
  • Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.

  • First Farmers & Merchants Bank
  • 128 N Main St, Austin, MN, 55912
  • Lends in Minnesota
  • We strive to be recognized as the financial institution of choice in all of the communities we serve.We continue to be a premier community bank focusing on agricultural & small business lending. We maintain a strong, positive, team-oriented work environment and are recognized as a great place to work. We strive to exceed our customers’ expectations

  • First Alliance Credit Union
  • 300 North Main Street, Stewartville, MN, 55976
  • Lends in Minnesota
  • At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.

  • United Farmers State Bank
  • 15 4th Street Sw, Adams, MN, 55909
  • Lends in Minnesota
  • United Farmers State Bank was chartered on January 17, 2014 when its parent banks, Farmers State Bank of Adams and Farmers State Bank of Elkton joined forces. The officers are Timothy Schneider, President; Brian Wolff, Vice-President; Curt Sheely, Vice-President, Eric Lee, Vice-President; Mike Smith, Asst Vice-President, and Steve Leif, Asst. Vice-