1 Construction Loan Lenders in Bemidji, Minnesota in 2026

Lendersa® offers a directory of construction loan providers in Bemidji, MN, including regional banks, national lenders, and local hard money lenders. These institutions use private funds for projects like ground-up constructions or major renovations.

Costs for building a 2,000 square-foot home in Bemidji, MN, range from $188,814 for basic setups to $344,983 for more elaborate finishes. The terms and interest rates of construction loans vary based on factors like the borrower's financial conditions, LTV, ARV, and the chosen lender.

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Lendersa® uses AI to match your loan request with numerous lenders, meeting all your financing requirements. Discover great construction rates for projects from new builds to major rehabs for residential or commercial properties in MN.

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To protect your credit score, avoid unnecessary inquiries. Secure pre-approval for a land loan without needing to provide your social security number or sensitive data.

You might qualify for 100% LTV financing by using additional property as collateral in a blanket loan agreement.

Use the Lendersa® land loan calculator to pinpoint lenders for vacant land loans within zip codes 56601.



Bemidji Construction Loan Lenders

  • The First National Bank of Bemidji
  • 1600 Paul Bunyan Dr NW, Bemidji, MN, 56601
  • Lends in Minnesota
  • First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. We'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.

  • FIRST NATIONAL BANK NORTH
  • 600 Minnesota Avenue, Walker, MN, 56484
  • Lends in Minnesota
  • The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.

  • Northwoods Bank of Minnesota
  • 1200 East First Street, Park Rapids, MN, 56470
  • Lends in Minnesota
  • Northwoods Bank of Minnesota has an interesting history. Chartered over a century ago in the small town of Dorset MN, the bank successfully navigated through the depths of the depression, the expansion years of the 1980’s and 1990’s, a charter re-location and name change, and most recently, the “great recession”.

  • The Citizens National Bank of Park Rapids
  • 300 1st Street West, Park Rapids, MN, 56470
  • Lends in Minnesota
  • On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.

  • First State Bank of Bigfork
  • 400 Main Avenue, Bigfork, MN, 56628
  • Lends in Minnesota
  • The First State Bank of Bigfork dates back to 1912 when a group of investors consisting of F.P. Sheldon who served as President, S. J. Moran who served as Vice President, A.E. Peterson, Cashier and A. Wedge, Jr. established the business in its original location on the south end of Main Street.

  • Woodland Bank
  • 2610 South Highway 169, Grand Rapids, MN, 55744
  • Lends in Minnesota
  • Woodland Bank is a family owned bank that traces its roots back to the logging boom days in Northern Minnesota. The bank was chartered in 1920 as Shovel Lake State Bank by Fred Blais to serve the needs of his logging camp and area community of Shovel Lake, Minnesota. In 1924, the bank acquired and merged with the First State Bank of Swatara

  • Ultima Bank
  • 9 West Minnesota Avenue, Winger, MN, 56592
  • Lends in Minnesota
  • Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.

  • Community Development Bank
  • 516 Main Street, Ogema, MN, 56569
  • Lends in Minnesota
  • Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve

  • Farmers & Merchants State Bank of New York Mills, Incorporated
  • 11 Walker Avenue North Otter Tail, New York Mills, MN, 56567
  • Lends in Minnesota
  • Farmers & Merchants State Bank is a local bank serving our community’s financial needs with quality products and services. We are committed to exceeding our customers’ expectations with our friendly and professional staff. As a local, independent bank, we do not offer risky products and we pride ourselves on knowing our customers

  • Mid Central Federal Savings Bank
  • 520 South Jefferson St, Wadena, MN, 56482
  • Lends in Minnesota
  • Mid-Central National Bank has been a partner in this area’s progress since 1957. We have helped consumers and businesses alike to prosper for over 50 years by providing superior services to our customers. Our staff of experienced professionals will respond to your financial needs in a timely and effective manner.