West-St.-Paul, Minnesota Construction loan lenders AI selection 2025

The Lendersa® platform is a comprehensive resource for identifying construction loan lenders located in West-St.-Paul, MN. Within this directory, you will find a variety of lenders, including well-established regional banks, prominent national lending institutions, and local hard money lenders. All these entities deliver necessary private funding solutions for a wide range of construction-related financial needs, whether you're planning a full-scale ground-up construction or embarking on a major rehabilitation project. This diverse lender pool means you have access to varied financial resources ideally suited for different phases of construction or renovation projects.

For borrowers planning to build in West-St.-Paul, MN, construction costs for a 2,000 square-foot home vary significantly. Basic constructions are estimated to start at $188,924, whereas homes boasting fancier designs and superior finishes can push costs up to $345,093. The interest rates and loan terms on offer are not static; they change based on a careful assessment of the borrower's financial health, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the particular lender chosen. These variables critically influence what lenders provide, impacting overall project budget and timelines.

Explore and compare loan offerings from 100 lenders to find options that most closely align with your project specifications and budgetary expectations, streamlining your financing efforts.

Unlock the capabilities of our advanced construction loan calculator

Lendersa® utilizes sophisticated AI technology to ensure all your construction financing requirements are met efficiently. This system instantly pairs your loan request with hundreds of construction lenders, giving you the power to uncover leading construction rates for funding a range of projects, be it a new ground-up construction, a fix-and-flip project, or substantial rehabs on various property types across MN. This intuitive tool helps strategize your financing efforts while keeping costs in check, ensuring you're always getting the best available terms.

Seek out nearby construction loan lenders

Proactively managing your credit profile is crucial, and avoiding unnecessary inquiries is a part of protecting your credit score. Facilitate your land loan preapproval process smoothly, without the need to disclose your social security number or any other sensitive financial information, thus safeguarding your privacy.

You might be able to secure 100% Loan to Value (LTV) financing by pledging additional properties as security through a blanket loan arrangement. Such opportunities can maximize your financial leverage without requiring immediate cash, enhancing your financing strategy.

Leverage the Lendersa® land loan calculator to find loan providers offering vacant land financing in specific zip codes 55118. This targeted search approach saves time and effort, allowing you to focus on lenders that fit within your geographic and financial criteria.



  • The Old Fort Banking Company
  • 33 E Market St, Tiffin, OH, 44883
  • At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances
  • Citizens Bank of Kansas
  • 300 N Main, Kingman, KS, 67068
  • Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
  • The Bank of Advance
  • 105 East Gabriel Street, Advance, MO, 63730
  • The Bank of Advance was established in 1902 to serve the financial needs of the community. Since that time, we've been investing in the area communities we serve to make them better places to live and work. Our high level of personal service and dedication is evident as we strive to satisfy our customers'​ financial needs & promote our communities.
  • Southern Bank
  • 310 Ruth St, Advance, MO, 63730
  • We’ve been building a strong legacy for our customers and communities since 1887. Yeah, we’ve been doing this for a long time. In 1994, we became a publicly traded company. In 2009, we began to grow exponentially. Today, with $2.4 billion in assets, we serve more than 40 communities in Missouri, Arkansas, and Illinois.
  • Field & Main Bank
  • 140 North Main Street, Henderson, KY, 42420
  • At Field & Main Bank®, we believe that banking should be built on more than transactions. It should start with relationships. We have a heart for service and an appreciation for innovative experiences. We’re changing lives and strengthening communities by approaching relationships with care, honoring our values.
  • Freedom Bank of Southern Missouri
  • 97 South Main, Cassville, MO, 65625
  • Freedom Bank of Southern Missouri is a locally owned independent community bank servicing customers in Cassville, Willard, Monett, Aurora, Seligman, Shell Knob, Golden and the surrounding outlying areas. Freedom Bank offers a wide variety of products, services and competitive rates to meet the credit needs of the consumer.
  • Platte Vallley Bank
  • 1212 Circle Drive, Scottsbluff, NE, 69363
  • At Platte Valley Bank our focus will always be on people, products, service, community, work ethics and professionalism. It is no accident that our associates work so hard at customer service. Our customer oriented companies will be successful only if we bring to our jobs each day, the dedication to providing the service you expect and more
  • West Plains Savings and Loan Association
  • 417 West Broadway Street, West Plains, MO, 65775
  • West Plains Savings & Loan was established in 1919. The Association was chartered as a Missouri Corporation & held as a Mutual Building & Loan which gives ownership to our borrowers & savings customers. Since those early days we have continued our mission of giving local people an institution to purchase property & invest savings with good returns.
  • Community First Banking Company
  • 1330 Southern Hills, West Plains, MO, 65775
  • Community First National Bank of West Plains opened its doors as a national bank on November 13, 1997 with over 45 local investors. Our bank has expanded to three locations across the Ozarks and now serves the communities of West Plains, MO in Howell County, Mountain Grove, MO in Wright County and Thayer, MO in Oregon County.
  • Somerville Bank
  • 197 South Main, Somerville, OH, 45064
  • Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.