2026 Construction Loan Lenders for South-St.-Paul, Minnesota

Lendersa® connects you with a comprehensive list of construction loan lenders in South-St.-Paul, MN, including regional banks, national lenders, and local hard money lenders. These lenders provide private money for both ground-up construction and significant rehab projects, offering a diverse range of financial solutions suited to each stage and scope of your plans.

In South-St.-Paul, MN, estimated costs for a 2,000 square-foot home begin at $188,935 for basic builds and can reach up to $345,104 for more luxurious constructions. The interest rates and loan terms available vary based on your financial profile, LTV, ARV, and the lender you select. These factors greatly influence the affordability and feasibility of your project's financing.

Evaluate offers from 100 different lenders to secure the most competitive rates and terms tailored to your construction requirements.

Explore our dynamic construction loan calculator

Lendersa® offers advanced AI technology to effectively pair your loan applications with hundreds of suitable lenders. This facilitates your search for excellent construction rates for funding initiatives like ground-up builds, fix-and-flip ventures, or extensive renovation projects for both residential and commercial properties in MN. Such tools are essential for optimizing project financing with ease.

Locate construction loan lenders nearby

To protect your credit score, limit unnecessary inquiries. Pre-approval for your land loan can be obtained without revealing your social security number or other sensitive financial details.

You might be eligible for 100% LTV financing by pledging additional properties under a blanket loan, maximizing your loan capacity without upfront cash.

Use the Lendersa® land loan calculator to identify vacant land loan providers within zip codes 55075, ensuring location-relevant financial solutions. This helps streamline the search for lenders who align with your geographic and lending criteria.



South-St.-Paul Construction Loan Lenders

  • Gateway Bank MN
  • 745 Market Street, Saint Paul, MN, 55118
  • Lends in Minnesota
  • Mendota Heights-based Gateway Bank was founded in 2004 with a clear vision of what a community bank should be. And we remain committed to conducting every transaction with that vision in mind. We believe that our community is defined by the individuals and businesses within it. We offer competitive personal and business products and services.

  • Drake Bank
  • 60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
  • Lends in Minnesota
  • Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.

  • Affinity Plus Federal Credit Union
  • 175 West Lafayette Frontage Rd, Saint Paul, MN, 55107
  • Lends in Minnesota
  • Affinity Plus is a not-for-profit member-owned cooperative. We improve the lives of our members through meaningful banking, exceptional experiences, and trusted relationships. We are honest and trustworthy. We are open to new ideas and feedback. We learn from our mistakes. We adapt as the world changes, and work evolves by leveraging technology,

  • Bremer Bank
  • 380 Saint Peter St, Suite 500, Saint Paul, MN, 55102
  • Lends in Minnesota
  • We offer banking, mortgage, investment, wealth management, trust and insurance in Minnesota, North Dakota and Wisconsin. We’re here to help you solve your toughest problems, seize your biggest opportunities, and achieve success on your terms, now and in the future. Bremer Bank has roots in the places where we live and work that go back to 1943.

  • City & County Credit Union
  • 144 11th Street East, Saint Paul, MN, 55101
  • Lends in Minnesota
  • At City & County Credit Union, we work relentlessly as a not-for-profit financial cooperative to provide the best for our members, employees and community. Guided and owned by our members, we offer financial accounts and tools that make our members'​ financial lives less stressful.

  • Insight Commercial Capital
  • 445 Minnesota St, Suite 1550, Saint Paul, MN, 55101
  • Lends in Minnesota
  • As hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client. We often provide funding in only a few days for hard money loans in Saint Paul and throughout Minnesota.hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client.

  • Associated Healthcare Credit Union
  • 6789 Upper Afton Road, Woodbury, MN, 55125
  • Lends in Minnesota
  • AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.

  • Expedition Credit Union
  • 1270 Northland Drive, Suite 350, Mendota Heights, MN, 55120
  • Lends in Minnesota
  • Expedition Credit Union was established in 1957 to benefit Minnesota Education Association members. Originally named MEA Credit Union, we assisted with the specific financial needs of the education community. Throughout the years — from strikes and natural disasters, to times of prosperity — the credit union was there.

  • Gabriel Financial Group Inc
  • 1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
  • Lends in Minnesota
  • Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools