Construction Loan Lenders in Worthington, Minnesota (2026)

Lendersa® provides a comprehensive listing of construction loan lenders in Worthington, MN, featuring regional banks, national institutions, and local hard money lenders using private funds for your new build or major rehab projects.

In Worthington, MN, lenders calculate the cost of constructing a 2,000 square foot home, with estimates starting at $188,638 for simpler designs and reaching up to $344,807 for more elaborate ones. Interest rates and loan terms vary based on the borrower's financial details, loan-to-value (LTV) ratios, after-repair value (ARV), and the type of lender chosen.

Review offers from 100 lenders

Explore the magic of our construction loan calculator

Lendersa® utilizes powerful AI to match your loan request with numerous construction lenders, ensuring all your financing requirements are effectively met. Discover the best construction rates for funding new builds or extensive renovations on both residential and commercial properties in MN.

Searching for construction loan lenders nearby?

Protect your credit score by limiting unnecessary credit inquiries. Achieve preapproval for your land loan without the need to disclose your social security number or sensitive financial information.

You might qualify for 100% LTV (Loan to Value) financing if additional property is pledged as collateral (blanket loan agreement).

The Lendersa® land loan calculator can help you find vacant land loan providers within zip codes 56187.



Worthington Construction Loan Lenders

  • FIRST STATE BANK SOUTHWEST
  • 1433 Oxford Street, Worthington, MN, 56187
  • Lends in Minnesota
  • At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers.

    The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.

  • United Prairie Bank
  • 1141 3rd Ave, Mountain Lake, MN, 56159
  • Lends in Minnesota
  • United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie