2025 Construction Loans use AI Lenders complete for O'Fallon, Missouri

The Lendersa® catalog of construction loan providers in O'Fallon, MO features an assortment of regional banks, national lenders, and local hard money lenders, all utilizing private capital to support new builds or major renovations.

For a 2,000 square foot home in O'Fallon, MO, construction costs are calculated from $181,342 for basic builds to $331,315 for more refined designs. The interest rates and terms of these loans depend on the borrower's financial status, LTV, ARV, and the lender chosen.

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The Innovative Construction Loan Calculator

With Lendersa® AI technology, your construction financing needs are efficiently met by seamlessly matching your loan request with many construction lenders. This allows you to find optimal construction rates for funding new builds, flips, or major remodels in both residential and commercial properties in MO.

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By minimizing excessive inquiries, you can protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial details.

There is an option to qualify for 100% LTV financing by pledging additional property as collateral, referred to as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan providers within ZIP code areas 63367, 63366, 63368.



  • Heartland Bank - Nebraska
  • 896 G Street, Geneva, NE, 68361
  • Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.
  • Family Financial Credit Union
  • 3575 Henry Street, Muskegon, MI, 49441
  • Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,
  • Lakeshore Federal Credit Union
  • 2182 Lakeshore Drive, Muskegon, MI, 49441
  • Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.
  • Kellogg Community Credit Union
  • 41 2nd St, Battle Creek, MI, 49014
  • Kellogg Community Credit Union, headquartered in Battle Creek, Michigan is a full service financial institution serving people who live, work, worship, or attend school in Greater Southwest Michigan. With more than $795 million in assets and over 47, 000 members through 13 branches in Battle Creek, Kalamazoo, Portage, Three Rivers, Marshall
  • Liberty National Bank IA
  • 4425 Singing Hills Blvd., Sioux City, IA, 51106
  • In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.
  • Hometown Bank
  • 1030 Cumberland Falls Hwy, Corbin, KY, 40701
  • Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.
  • Grand River Bank
  • 4471 Wilson Ave SW, Grandville, MI, 49418
  • Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members
  • Elevation Mortgage LLC
  • 2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
  • At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Community Bank Owatonna
  • 640 Bridge Street, Owatonna, MN, 55060
  • Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals. Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.
  • Best Financial Credit Union
  • 1888 East Sherman Boulevard, Muskegon, MI, 49444
  • Since 1955, Best Financial Credit Union, formerly Community Schools Credit Union, has focused on providing a comprehensive, member-first banking alternative to the people of West Michigan. We've done so by a combination of getting to know our members' needs on a personal basis, then responding with customized, state-of-the-art services.
  • Service 1 Federal Credit Union
  • 1075 E Sherman Boulevard, Muskegon, MI, 49444
  • Service 1 Federal Credit Union is a member-owned, not-for-profit financial cooperative whose purpose is to promote members' financial well-being and create a positive change in the communities we serve. All profits earned are returned to our members in the form of less fees and better rates. Credit Union is a member-owned
  • First Financial Bank in Winnebago
  • 1 Main Street South, Winnebago, MN, 56098
  • First Financial Bank has been foundational in the community of Winnebago and surrounding area since beginning in 1870. It remains "Rooted in the Community" providing "Big Bank" services with small town service to our customers' personal, commercial, and agricultural banking needs.