10 Construction Loan Lenders with AI in Union, Missouri 2026

Lendersa® offers a selection of construction loan lenders in Union, MO, featuring regional banks, national lenders, and local hard money lenders who use private money for new builds or major rehabs.

In Union, MO, lenders estimate costs for a 2,000 square foot home, ranging from $180,583 for basic builds to $330,556 for more upscale designs. Interest rates and terms can vary based on the borrower's financial status, LTV, ARV, and the chosen lender.

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Through Lendersa®'s AI technology, your loan request is efficiently matched with numerous construction lenders to cover all your financing needs. Discover optimal construction rates for new builds, flips, or major rehabs on residential and commercial properties in MO.

Finding Local Construction Loan Lenders?

To protect your credit score, avoid unnecessary inquiries. Get preapproval for your land loan without revealing your social security number or other sensitive information.

There is potential to qualify for 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan providers in ZIP codes 63084.



Union Construction Loan Lenders

  • United Bank of Union
  • 15 E. Main Street, Union, MO, 63084
  • Lends in Missouri
  • Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders'​ investments and providing our employees with an excellent opportunity for growth and advancement.

  • FMB
  • 959 North Commercial Avenue, Saint Clair, MO, 63077
  • Lends in Missouri
  • We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.

  • Bank of Washington
  • PO Box 377, Washington, MO, 63090
  • Lends in Missouri
  • The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.

  • Bank of Franklin County
  • 900 East Eighth Street, Washington, MO, 63090
  • Lends in Missouri
  • At Bank of Franklin County, we’re committed to serving the needs of the residents and businesses of this community.As part of this commitment, Bank of Franklin County operates five convenient locations, a mortgage subsidiary, Franklin Mortgage Company, and an investment management subsidiary.

  • Bank of Sullivan
  • 318 W. Main Street, Sullivan, MO, 63080
  • Lends in Missouri
  • Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).

  • Bank Star One
  • 1999 W. Osage, Pacific, MO, 63069
  • Lends in Missouri
  • We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.

  • Jefferson Bank and Trust Company
  • 100 The Legends Parkway, Eureka, MO, 63025
  • Lends in Missouri
  • Jefferson Bank & Trust was organized & incorporated in Missouri on July 20, 1892. It was one of the earliest neighborhood banks in the City of Saint Louis.The bank’s 1st location was at the Northwest corner of Jefferson and Franklin. Over the last century, Jefferson Bank and Trust has earned an enviable reputation.

  • First Community Credit Union.
  • 17151 Chesterfield Airport Road, Chesterfield, MO, 63005
  • Lends in Missouri
  • First Community is a cooperative, owned and operated by its members. We are a $3 billion financial institution with over 350, 000 members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair.

  • Groundwork Mortgage
  • 643 Cepi Drive, Chesterfield, MO, 63005
  • Lends in Missouri
  • Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,

  • Senior Commercial Capital
  • 100 Chesterfield Business Pkwy, 2nd Floor, Chesterfield, MO, 63005
  • Lends in Missouri
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.