Construction Loan Lenders in Houston, MS (2026)

Lendersa® offers a comprehensive directory of construction loan lenders in Houston, MS, featuring regional banks, national lending bodies, and local hard money lenders who utilize private funds. This lineup is perfect for those undertaking ground-up construction projects or major renovations. Whether you seek refined enhancements or foundational builds, they provide adaptable solutions to cater to varied financial needs.

Lenders in Houston, MS, assess the construction costs of a 2,000-square-foot home, ranging from $203,288 for basic construction to $370,576 for more sophisticated projects. The terms of construction loans, including interest rates, vary widely. These variations are determined by key factors such as the borrower's financial conditions, loan-to-value (LTV) ratios, after-repair value (ARV), and the type of lender selected.

The ultimate construction loan calculator

To fulfill all your construction financing requirements, Lendersa® employs AI technology that promptly matches your loan request with an array of construction lenders. This seamless process allows you to uncover premium construction rates tailored for funding ground-up developments, fix & flip endeavors, or major renovations on residential and commercial properties across MS. It simplifies your loan procurement journey.

Discover construction loan lenders near you

By avoiding unnecessary credit inquiries, you'll preserve your credit score. Achieving preapproval for a land loan is possible without the need for your social security number or other private financial details.

If you're willing to pledge additional property as collateral through a blanket loan, you may qualify for 100% LTV financing. This method extends your financial reach, providing security in your financial undertakings.

Utilize the Lendersa® land loan calculator to pinpoint vacant land loan lenders by searching within zip codes 38851. This tool assists you in identifying lenders aligned with both geographical and financial expectations, ensuring a precise match for your development plans.

Houston Construction Loan Lenders
(662) 844-4833 Lender's profile and map Gum Tree Mortgage 218 S Thomas St, Suite 105, Tupelo, MS, 38801 Lends in Mississippi Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide
(662) 534-8171 Lender's profile and map BNA Bank 133 E Bankhead St, New Albany, MS, 38652 Lends in Mississippi Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.
(877) 441-2784 Lender's profile and map BankFirst Financial Services 900 Main Street, Columbus, MS, 39701 Lends in Mississippi BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst
(662) 234-2821 Lender's profile and map FNB Oxford Bank 101 Courthouse Square, Oxford, MS, 38655 Lends in Mississippi FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.
(662) 563-9311 Lender's profile and map First Security Bank MS 295 Highway 6 West, Batesville, MS, 38606 Lends in Mississippi We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.
(662) 252-1341 Lender's profile and map Unity MS Bank 650 Highway 7 South, Holly Springs, MS, 38635 Lends in Mississippi We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.