1 Construction Loan Lenders in West-Point, Mississippi in 2026

Lendersa® features a diverse selection of construction loan lenders in West-Point, MS, comprising regional banks, national lenders, and local hard money lenders using private funds for your new constructions or major renovations.

In West-Point, MS, building a 2,000 square foot home is estimated at $203,805 for basic construction, escalating to $371,093 for more luxurious projects. Interest rates and loan terms vary with factors such as the borrower's financial status, LTV, ARV, and the selected lender type.

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Lendersa® utilizes AI technology to promptly meet your construction financing needs by matching your loan request with a vast array of construction lenders. Uncover competitive construction rates for funding new builds, fix-and-flip projects, or major rehabs on diverse residential and commercial properties in MS.

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To maintain a healthy credit score, avoid unnecessary inquiries. Preapproval for your land loan is available without the need for your social security number or sensitive financial details.

Qualifying for 100% LTV financing could be possible by pledging additional property as collateral, through a blanket loan.

Utilize the Lendersa® land loan calculator to find options for vacant land lenders within zip codes 39773.



West-Point Construction Loan Lenders

  • BankFirst Financial Services
  • 900 Main Street, Columbus, MS, 39701
  • Lends in Mississippi
  • BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst

  • Gum Tree Mortgage
  • 218 S Thomas St, Suite 105, Tupelo, MS, 38801
  • Lends in Mississippi
  • Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide

  • BNA Bank
  • 133 E Bankhead St, New Albany, MS, 38652
  • Lends in Mississippi
  • Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.

  • FNB Oxford Bank
  • 101 Courthouse Square, Oxford, MS, 38655
  • Lends in Mississippi
  • FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.

  • The Citizens Bank
  • 521 Main Street, Philadelphia, MS, 39350
  • Lends in Mississippi
  • The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability

  • The Commercial Bank
  • 175 Hopper Avenue, De Kalb, MS, 39328
  • Lends in Mississippi
  • Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.

  • First Security Bank MS
  • 295 Highway 6 West, Batesville, MS, 38606
  • Lends in Mississippi
  • We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.

  • Commerce Bank MS
  • 700 Taylor Street, Corinth, MS, 38834
  • Lends in Mississippi
  • Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.

  • Unity MS Bank
  • 650 Highway 7 South, Holly Springs, MS, 38635
  • Lends in Mississippi
  • We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.

Also lends in Mississippi

  • CB&S Bank
  • 200 Jackson Avenue South, Russellville, AL, 35653
  • CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.