2026 Construction Loans in Pontotoc, Mississippi

Lendersa® provides a list of construction loan lenders in Pontotoc, MS, including regional banks, national financiers, and local hard money lenders using private funds for your ground-up construction or major rehab projects.

In Pontotoc, MS, the cost to construct a 2,000 Sf home ranges from $203,574 for basic builds to $370,862 for more luxurious options. Interest rates and terms vary based on the borrower's financial profile, LTV, ARV, and the chosen lender.

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Lendersa® AI technology ensures all your construction financing needs are met by matching your request with numerous construction lenders. Discover excellent construction rates suitable for new builds, fix-and-flip projects, or major rehabs on residential and commercial properties in MS.

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Avoid unnecessary inquiries to maintain a healthy credit score. Preapproval for a land loan can be secured without providing your social security number or other sensitive data.

You could qualify for 100% LTV financing by pledging additional property as collateral through a blanket loan arrangement.

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes like 38863.

Pontotoc Construction Loan Lenders
(662) 844-4833 Lender's profile and map Gum Tree Mortgage 218 S Thomas St, Suite 105, Tupelo, MS, 38801 Lends in Mississippi Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide
(662) 534-8171 Lender's profile and map BNA Bank 133 E Bankhead St, New Albany, MS, 38652 Lends in Mississippi Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.
(662) 234-2821 Lender's profile and map FNB Oxford Bank 101 Courthouse Square, Oxford, MS, 38655 Lends in Mississippi FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.
(662) 252-1341 Lender's profile and map Unity MS Bank 650 Highway 7 South, Holly Springs, MS, 38635 Lends in Mississippi We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.
(662) 563-9311 Lender's profile and map First Security Bank MS 295 Highway 6 West, Batesville, MS, 38606 Lends in Mississippi We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.
(662) 286-5577 Lender's profile and map Commerce Bank MS 700 Taylor Street, Corinth, MS, 38834 Lends in Mississippi Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.
(877) 441-2784 Lender's profile and map BankFirst Financial Services 900 Main Street, Columbus, MS, 39701 Lends in Mississippi BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst