272 Construction Loan Lenders with AI in Madison, Mississippi 2025

Lendersa® offers a comprehensive list of construction loan providers in Madison, MS, featuring regional banks, national lenders, and local hard money lenders who leverage private funds for new constructions or extensive renovations.

In Madison, MS, the estimated costs for constructing a 2,000 square foot home range from $204,058 for standard builds to $371,346 for more elaborate designs. The terms and interest rates of these construction loans can vary significantly based on the borrower's financial situation, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.

Browse loan offers from over 100 lenders

Unveiling the magic of the construction loan calculator

To fulfill all your construction financing needs, Lendersa® utilizes AI technology to promptly match your loan request with a multitude of construction lenders. You can discover the most favorable construction rates to support new builds, fix-and-flip projects, or major renovations for both residential and commercial properties within MS.

Are construction loan lenders in your area?

Limiting unnecessary inquiries can help maintain your credit score in good standing. Preapproval for a land loan is available without needing to provide your social security number or other sensitive financial information.

You might be eligible for 100% Loan-to-Value (LTV) financing if you agree to secure additional properties under a blanket loan arrangement.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the following zip codes: 39110, 39130.



  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.
  • First South Farm Credit
  • 574 Highland Colony Parkway, Ridgeland, MS, 39157
  • First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.
  • BankPlus
  • 6410 Watkins Drive, Jackson, MS, 39213
  • BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.
  • Mississippi Federal Credit Union
  • 2500 North State Street, Jackson, MS, 39216
  • Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.
  • Eagle Express Federal Credit Union
  • 567 S State Street, Jackson, MS, 39201
  • The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.
  • Trustmark Mortgage Services
  • 401 N West St, Jackson, MS, 39201
  • Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.
  • Community Bank
  • 1255 W Government St, Brandon, MS, 39042
  • One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.
  • Bank of Yazoo City
  • 104 North Main Street, Yazoo City, MS, 39194
  • Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.
  • The Bank of Forest
  • 211 West Third Street, Forest, MS, 39074
  • Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,