construction loans lenders in Ridgeland, MS [2025lenders list]

Lendersa® presents a selection of construction loan lenders in Ridgeland, MS, which includes regional banks, national financiers, and local hard money lenders capitalizing on private funds. These options suit both new ground-up constructions and significant rehabs.

In Ridgeland, MS, construction costs for a 2,000 Sf home are estimated from $204,025 for basic constructions up to $371,313 for more luxurious projects. The interest rates and terms of construction loans vary based upon the borrower's financial status, LTV, ARV, and the kind of lender selected.

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With Lendersa® AI technology, your construction financing objectives are efficiently met by quickly matching your loan requests with numerous construction lenders. Discover outstanding construction rates to finance new builds, fix-and-flip endeavors, or comprehensive rehabs for residential and commercial properties in MS.

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To maintain a healthy credit score, avoid unnecessary inquiries. Get preapproval for your land loan without the need to provide your social security number or any sensitive financial details.

You might qualify for 100% LTV financing by securing additional property as collateral, known as a blanket loan.

Employ the Lendersa® land loan calculator to locate vacant land loan providers in zip codes such as 39157, 39158.

(225) 635-6397 Lender's profile and map Reviews Bank of St. Francisville 5700 Commerce Street, Saint Francisville, LA, 70775 Bank of St. Francisville was chartered in 1978 by a simple handwritten letter and soon opened an office out of a small trailer. After only a year, the bank moved into a historic brick building on Commerce Street that still serves as our home today. From the moment our doors first opened, we’ve been committed to serving each
(985) 345-7685 Lender's profile and map Reviews First Guaranty Bank 400 E Thomas St, Hammond, LA, 70401 For over 87 years First Guaranty Bank has proudly served the people of Louisiana. With today’s ever changing economy, there is one thing that will not change and that is First Guaranty Bank’s commitment to our customers. With the power to make loan decisions on a local level we have the strength to help meet the needs.
(985) 956-7816 Lender's profile and map Reviews The Right Choice Mortgage, LLC. 14444 University Ave, Hammond, LA, 70401 AT Right Choice Mortgage distinguishes itself from the competition with unmatched customer service. Our friendly staff has over 30 years combined experience in the mortgage industry and we strive to make you a client for life. We want to be your Right Choice each and every time. We will go above and beyond for you
(601) 749-3200 Lender's profile and map Reviews First National Bank of Picayune 121 East Canal Street, Picayune, MS, 39466 First National Bank of Picayune was founded in September 1947 to serve the residents of Pearl River County. It is the only local bank headquartered in Picayune, Mississippi. In addition to the Main branch located on East Canal Street, the bank has three branches in Picayune, West Canal, North, and South branches. West Canal branch was opened in 196
(225) 654-2701 Lender's profile and map Reviews Bank of Zachary 4743 Main Street, Zachary, LA, 70791 Founded in 1904, the Bank of Zachary is the oldest chartered bank in East Baton Rouge Parish with a rich history of superior service to its customers. The main office of the Bank of Zachary has always been on Main Street, though in three different locations. The original office of the Bank, is a half-block west of the Lee Street intersection.
(985) 801-1800 Lender's profile and map Reviews Resource Bank (Louisiana) 70533 Highway 21, Covington, LA, 70433 Headquartered in Covington, Louisiana, Resource Bank serves the community through ten branch locations within St. Tammany, Washington, Jefferson, Orleans Parishes and East Baton Rouge Parishes. Established in 1998, the institution is owned and operated by over 450 local shareholders and has created near 160 local jobs.
(985) 892-4565 Lender's profile and map Reviews Heritage Bank of St Tammany 205 North Columbia Street, Covington, LA, 70433 Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.
(985) 809-0521 Lender's profile and map Reviews CUSA Federal Credit Union 50 Louis Prima Drive, Suite A, Covington, LA, 70433 Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.
(985) 898-0206 Lender's profile and map Reviews American Bank & Trust Company Covington 1819 N. Columbia Street, Covington, LA, 70433 American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.
(985) 545-6500 Lender's profile and map Reviews Northshore Mortgage Partners 19500 Helenburg, Suite D, Covington, LA, 70433 Northshore Mortgage Partners is here to handle any of your mortgage lending needs. Our office is conveniently located to serve you in Covington, LA, and we are fully licensed to originate in both Louisiana & Mississippi. We are a true local Mortgage Lender with home loan products for every borrower.
(662) 234-2821 Lender's profile and map Reviews FNB Oxford Bank 101 Courthouse Square, Oxford, MS, 38655 FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.
(225) 638-8621 Lender's profile and map Reviews Guaranty Bank and Trust Company LA 175 New Roads Street, New Roads, LA, 70760 Guaranty Bank and Trust Company is a professional team of friendly, experienced and dedicated employees committed to providing the best personalized financial services and community leadership to the people of the parishes we serve. We provide value to our shareholders, customers, employees, and communities by exceeding expectations.