2026 Construction Loans in Starkville, Mississippi

The Lendersa® directory lists a variety of construction loan providers in Starkville, MS. This includes local hard money lenders using private funds along with regional banks and national lenders for projects like new builds or significant renovations.

For a 2,000 square foot home in Starkville, MS, lenders estimate construction costs ranging from $204,146 for basic builds up to $371,434 for more elaborate constructions. Loan terms and interest rates may differ based on factors such as the borrower's financial situation, LTV, ARV, and selected lender type.

Introducing the magic of the construction loan calculator

Lendersa® uses advanced AI technology to connect your loan requests with a vast array of construction lending options, meeting your financial requisites. Uncover optimal construction rates for funding new builds or substantial rehabs in both residential and commercial properties across MS.

Are construction loan lenders in your vicinity?

By minimizing unnecessary inquiries, you can maintain a good credit score. Obtain preapproval for a land loan without providing your social security number or any confidential financial data.

Depending on your agreement, you might qualify for 100% LTV (Loan to value) financing, especially if you pledge additional properties for collateral (a blanket loan).

Utilize the Lendersa® land loan calculator to identify lenders for vacant land loans within zip codes 39759.

Starkville Construction Loan Lenders
(877) 441-2784 Lender's profile and map BankFirst Financial Services 900 Main Street, Columbus, MS, 39701 Lends in Mississippi BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst
(601) 656-4692 Lender's profile and map The Citizens Bank 521 Main Street, Philadelphia, MS, 39350 Lends in Mississippi The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability
(601) 743-5871 Lender's profile and map The Commercial Bank 175 Hopper Avenue, De Kalb, MS, 39328 Lends in Mississippi Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.
(662) 844-4833 Lender's profile and map Gum Tree Mortgage 218 S Thomas St, Suite 105, Tupelo, MS, 38801 Lends in Mississippi Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide
(662) 234-2821 Lender's profile and map FNB Oxford Bank 101 Courthouse Square, Oxford, MS, 38655 Lends in Mississippi FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.