Columbus, Mississippi Construction loan lenders AI selection 2026

In Columbus, MS, the Lendersa® directory includes an array of construction loan providers ranging from regional banks to national lenders, along with local hard money lenders utilizing private financing for both new constructions and major renovations.

For constructing a 2,000 square foot home in Columbus, MS, lenders estimate expenses from $204,135 for basic buildings to $371,423 for more intricate designs. Variables such as the borrower's financial status, LTV, ARV, and type of lender chosen can affect interest rates and loan terms significantly.

Review loan options from a group of 100 lenders

The magic of the construction loan calculator

With advances in AI, Lendersa® offers technology that swiftly aligns your loan request with a wide network of construction lenders, ensuring all your funding needs are met. You can easily discover the most competitive construction rates available for financing ground-up builds, fix-and-flips, or extensive rehabs for both residential and commercial properties in MS.

Curious about construction loan lenders nearby?

To keep your credit score intact, limit unnecessary inquiries. Get preapproved for a land loan without needing to provide your social security number or any other sensitive financial details.

You might become eligible for 100% LTV (Loan to value) financing if you agree to use extra property as security (also known as a blanket loan).

Apply the Lendersa® land loan calculator to locate lenders for vacant land loans within the zip codes 39702, 39701, 39705.



  • Bank of the Lowcountry
  • 1100 North Jefferies Boulevard, Walterboro, SC, 29488
  • Bank of the Lowcountry is a local community bank founded in Walterboro, SC – the “front porch of the Lowcountry.” Our institution was founded by ten prominent Walterboro businessmen in October of 1988, resulting in the first commercial chartered bank organized in Walterboro in over 65 years.

  • First Federal-South Carolina
  • 300 Robertson Blvd, Walterboro, SC, 29488
  • 1ST FEDERAL SAVINGS BANK OF SC, INC.
    “The Family Bank”
    Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service

  • Home Savings Bank, FSB
  • 202 Elm Street, Ludlow, KY, 41016
  • Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.

  • GAULDENS ONE WORLD REALTY LLC
  • 7530 103rd Street Suite 6, Jacksonville, FL, 32210
  • Mortgage Owl, LLC and Gaulden One World Realty, LLC provide fast, flexible financing and expert real estate support for investors and self‑employed buyers. We offer DSCR, Bank‑Statement, P&L, 1099‑Only, Non‑QM, and Hard‑Money loans, plus guidance on off‑market deals and renovation projects to help clients close quickly and build wealth.

  • Farmers State Bank - A Tradition of Trust
  • 108 East Adams, Pittsfield, IL, 62363
  • Farmers State Bank, headquartered in Pittsfield, IL, has been locally owned since 1889 and remains one of the strongest banks in the nation. Farmers State Bank is ranked the number one bank in agriculture in its market areas of Pike, Scott, Greene, Jersey, Morgan and Adams Counties.

  • TruLoan Mortgage
  • 1515 Mockingbird Lane, Suite 880, Charlotte, NC, 28209
  • We founded TruLoan Mortgage to create a lending experience that everyone involved will love. With a fundamental belief that the American Dream includes home ownership and that home financing can be as positive and enjoyable an experience as choosing your dream home, we formed TruLoan Mortgage.

  • East Coast Mortgage Lending
  • 10724 Carmel Commons Blvd, Unit 550, Charlotte, NC, 28226
  • East Coast Mortgage Lending is a full-service mortgage company located in Charlotte, NC. We provide Purchase, Refinance, Debt Consolidation, Commercial and Construction Loans in North Carolina and South Carolina. Since we started this company in 2005 we have had the privilege of helping thousands of families

  • Mullinix Mortgage Group
  • 2108 South Blvd, Suite 214, Charlotte, NC, 28203
  • Mullinix Mortgage Group is a trusted local lender, backed by an independent mortgage company with more than 20 years in the industry.

    Founded by one of The Carolina’s top mortgage professionals, Will Mullinix, Mullinix Mortgage Group has established itself as a leader in the industry

  • Eagle Financial Services Inc
  • 2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
  • At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs

  • DHL Mortgage
  • 529 W Summit Ave, Suite 2A, Charlotte, NC, 28203
  • At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • 1st Choice Services, Inc
  • 2680 E. Main St, Suite 325, Plainfield, IN, 46168
  • At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Lovelady State Bank
  • 910 S Commerce St, Lovelady, TX, 75851
  • Lovelady State Bank was founded in 1974 with local ownership and management and has been a cornerstone of this community’s economic life since its inception. The primary mission of Lovelady State Bank is to provide Lovelady and the surrounding community with a sound, safe, locally owned financial institution.