2026 Construction Loan Lenders for Water-Valley, Mississippi

The Lendersa® roster of construction loan providers in Water-Valley, MS features a mix of regional banks, national lenders, and local hard money lenders, making use of private funds for your significant rehabs or ground-up projects.

In Water-Valley, MS, lenders estimate that building costs for a 2,000 square foot home range from $203,255 for basic builds to $370,543 for more upscale designs. Interest rates and loan conditions vary based on the borrower's financial status, LTV, ARV, and chosen lender.

See loan options from 100 different lenders

Discover the Magic Construction Loan Calculator

To meet all your financing needs, Lendersa® utilizes AI technology to instantly align your loan request with a large selection of construction lenders. Explore competitive construction rates to finance new builds, fixes and flips, or major renovations in residential and commercial properties across MS.

Need nearby construction loan providers?

Reducing unnecessary inquiries helps preserve your credit score. Secure preapproval for your land loan without having to provide your social security number or any sensitive financial information.

You might be eligible for 100% LTV financing if you pledge another property as the security, known as a blanket loan.

Leverage the Lendersa® land loan calculator to find vacant land loan lenders in postal regions 38965.



Water-Valley Construction Loan Lenders

  • FNB Oxford Bank
  • 101 Courthouse Square, Oxford, MS, 38655
  • Lends in Mississippi
  • FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.

  • First Security Bank MS
  • 295 Highway 6 West, Batesville, MS, 38606
  • Lends in Mississippi
  • We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.

  • BNA Bank
  • 133 E Bankhead St, New Albany, MS, 38652
  • Lends in Mississippi
  • Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.

  • Unity MS Bank
  • 650 Highway 7 South, Holly Springs, MS, 38635
  • Lends in Mississippi
  • We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.

  • Gum Tree Mortgage
  • 218 S Thomas St, Suite 105, Tupelo, MS, 38801
  • Lends in Mississippi
  • Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide

  • Fairway Independent Mortgage
  • 2220 Highway 51 S, Hernando, MS, 38632
  • Lends in Mississippi
  • Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
    Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar