Construction Loans from Private Investors in Winona, MS

Lendersa® offers a list of construction loan lenders in Winona, MS, featuring regional banks, national lenders, and local hard money lenders using private funds for ground-up construction or major rehabs.

In Winona, MS, the cost to build a 2,000 Sf home ranges from $203,365 for basic builds to $370,653 for more detailed designs. Interest rates and terms vary, depending on the borrower's financials, LTV, ARV, and type of lender selected.

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Lendersa® uses AI to meet all your construction financing needs by matching your loan requests with hundreds of lenders. Discover top construction rates for funding new builds, fix-and-flips, or major rehabs on residential and commercial properties in MS.

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Protect your credit score by reducing unnecessary inquiries. Secure preapproval for land loans without providing your social security number or sensitive information.

You could qualify for 100% LTV financing by pledging additional properties as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan options in zip codes 38967.



Winona Construction Loan Lenders

  • First Security Bank MS
  • 295 Highway 6 West, Batesville, MS, 38606
  • Lends in Mississippi
  • We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.

  • FNB Oxford Bank
  • 101 Courthouse Square, Oxford, MS, 38655
  • Lends in Mississippi
  • FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.

  • The Citizens Bank
  • 521 Main Street, Philadelphia, MS, 39350
  • Lends in Mississippi
  • The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability

  • Cleveland State Bank
  • PO Box 1000, Cleveland, MS, 38732
  • Lends in Mississippi
  • CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.

  • Bank of Yazoo City
  • 104 North Main Street, Yazoo City, MS, 39194
  • Lends in Mississippi
  • Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.

  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Lends in Mississippi
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression

  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • Lends in Mississippi
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.

  • BankFirst Financial Services
  • 900 Main Street, Columbus, MS, 39701
  • Lends in Mississippi
  • BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst

  • Gum Tree Mortgage
  • 218 S Thomas St, Suite 105, Tupelo, MS, 38801
  • Lends in Mississippi
  • Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide