Construction Loans from Private Investors in Elizabeth-City, NC

Lendersa® offers a directory of construction loan lenders in Elizabeth-City, NC, featuring regional banks, national lenders, and local hard money lenders who use private funds for your new builds or significant renovations.

In Elizabeth-City, NC, lenders evaluate the construction cost for a 2,000 square foot house, ranging from $240,617 for basic builds to $435,901 for more elaborate designs. Interest rates and terms of construction loans vary, depending on borrower's financial conditions, loan-to-value (LTV), after-repair value (ARV), and chosen lender type.

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To comprehensively address all your construction financing needs, Lendersa® employs AI technology to swiftly pair your loan application with numerous construction lenders. This enables you to find optimal construction rates for financing ground-up projects, fix-and-flips, or major renovations for both residential and commercial properties throughout NC.

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Minimize unnecessary credit inquiries to help preserve your credit score. Obtain preapproval for your land loan without submitting your social security number or sensitive financial details.

A 100% LTV financing option might be available if you consent to pledge additional property as collateral (a blanket loan).

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 27909.



Elizabeth-City Construction Loan Lenders

  • Hertford Savings Bank, SSB
  • 121 N Church St., Hertford, NC, 27944
  • Lends in North Carolina
  • Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.

  • First South Bank
  • 1311 Carolina Avenue, Washington, NC, 27889
  • Lends in North Carolina
  • Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered