401 Construction Loan Lenders with AI in Kill-Devil-Hills, North Carolina 2026

Lendersa® offers a directory of construction loan lenders available in Kill-Devil-Hills, NC, comprising regional banks, national lenders, and local hard money lenders leveraging private funds for ground-up construction or major renovations.

In Kill-Devil-Hills, NC, lenders determine construction costs for a 2,000-square-foot home, starting from $240,584 for basic builds to $435,868 for more luxurious options. Interest rates and loan terms for construction can vary based on borrower financial status, LTV, ARV, and the lender type selected.

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Introducing the effective construction loan calculator

With Lendersa® AI technology, your loan request is instantly aligned with hundreds of construction lenders to meet all of your construction financing needs. Explore top construction rates for financing new builds, fix-and-flip projects, or major rehabs on both residential and commercial properties in NC.

Are there construction loan lenders near you?

Reducing unnecessary inquiries can help maintain your credit score. Secure preapproval for your land loan without needing your social security number or other sensitive information.

You could qualify for 100% LTV financing when additional property is pledged as security (blanket loan).

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 27948.



  • Hertford Savings Bank, SSB
  • 121 N Church St., Hertford, NC, 27944
  • Lends in North Carolina
  • Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.

  • Tidewater Home Funding, LLC
  • 1108 Eden Way North, Chesapeake, VA, 23320
  • Lends in North Carolina
  • Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.

  • Coastal Key Acquisitions
  • 440 Monticello Ave, Norfolk, VA, 23510
  • Lends in North Carolina
  • Coastal Key Acquisitions connects borrowers with the right capital source — fast. We specialize in hard money, bridge, and commercial loans nationwide. As a veteran-owned firm based in Hampton Roads, VA, we bring integrity and deal expertise to every transaction. Residential, commercial, and land deals welcome. Let’s close.

  • First South Bank
  • 1311 Carolina Avenue, Washington, NC, 27889
  • Lends in North Carolina
  • Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered

  • Roanoke Rapids Savings Bank
  • 325 Becker Drive, Roanoke Rapids, NC, 27870
  • Lends in North Carolina
  • Roanoke Rapids Savings Bank is a mutual chartered bank. Our strength comes from our ability to focus on the banking needs of our customers, and not those of stockholders. The Bank was founded in 1914 as Roanoke Rapids Building and Loan with an office in downtown Roanoke Rapids. We are DEDICATED to our work and the clients we help each day.

  • First Carolina Bank
  • 171 North Winstead Avenue, Rocky Mount, NC, 27804
  • Lends in North Carolina
  • First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.

  • Eastern Mortgage Company, Inc.
  • 7601 Emerald Drive, Emerald Isle, NC, 28594
  • Lends in North Carolina
  • Eastern Mortgage Company Inc., has put over 150 years of mortgage experience to work for their clients. We take a great deal of pride in providing innovative and competitive mortgage products. Here at Eastern Mortgage we use a blend of old fashioned honest work ethic and modern technology with state of the art automated underwriting

  • SMC home finance
  • 717 Rosanne Drive, Suite One, Kinston, NC, 28504
  • Lends in North Carolina
  • SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.