Construction Loans from Private Investors in Oak-Island, NC

The Lendersa® directory provides access to construction loan lenders in Oak-Island, NC, featuring regional banks, national lenders, and local hard money financiers. These entities offer private capital for ground-up construction or major rehab projects, ensuring a myriad of financial solutions for various building needs.

In Oak-Island, NC, lenders evaluate construction costs for a 2,000-square-foot home, calculating from $240,243 for basic builds to $435,527 for more elaborate construction. Interest rates and loan terms vary based on borrowers' financial details, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and lender type, offering flexible financial options.

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Using advanced AI technology, Lendersa® matches your loan request with numerous construction lenders swiftly, covering all financing needs. Discover competitive construction rates for ground-up builds, fix-and-flip investments, or major rehabs on both residential and commercial properties in NC.

Finding Construction Loan Lenders Nearby

To maintain your credit score, minimize unnecessary inquiries. Secure preapproval for your land loan without the need to provide your social security number or sensitive information.

You might qualify for 100% LTV financing by using additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 28422.



Oak-Island Construction Loan Lenders

  • Gateway Funding, Inc.
  • 338 Shipyard Blvd, Wilmington, NC, 28412
  • Lends in North Carolina
  • Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.

  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Wilmington, NC, 28403
  • Lends in North Carolina
  • Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.

  • Alan Efting
  • 6752 Rock Spring Rd, Wilmington, NC, 28405
  • Lends in North Carolina
  • At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • Lends in North Carolina
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically