398 Construction Loan Lenders with AI in St.-James, North Carolina 2026

In St.-James, NC, the Lendersa® network includes a diverse set of construction loan lenders such as regional banks, national lenders, and local hard money lenders who utilize private funds. These are suited for both ground-up construction and major renovation projects.

Construction costs for a 2,000 square foot home in St.-James, NC, are estimated between $239,627 and $434,911, with interest rates and loan terms varying based on borrower financials, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and lender type.

Compare loan offers from a variety of 100 lenders

The powerful construction loan calculator

Ensuring that all your construction financing needs are met, Lendersa® AI technology quickly matches your loan request with numerous construction lenders. Discover optimal construction rates to fund ground-up builds, fix-and-flip ventures, or major rehabs in both residential and commercial sectors across NC.

Locate construction loan lenders near you!

Minimizing unnecessary inquiries will help protect your credit score. Obtain preapproval for your land loan without revealing your social security number or any sensitive financial information.

By agreeing to use additional property as security, you might qualify for 100% LTV financing through a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans within zip codes: 28461.



  • Roanoke Rapids Savings Bank
  • 325 Becker Drive, Roanoke Rapids, NC, 27870
  • Lends in North Carolina
  • Roanoke Rapids Savings Bank is a mutual chartered bank. Our strength comes from our ability to focus on the banking needs of our customers, and not those of stockholders. The Bank was founded in 1914 as Roanoke Rapids Building and Loan with an office in downtown Roanoke Rapids. We are DEDICATED to our work and the clients we help each day.

  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Lends in North Carolina
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.

  • National Lending Pro
  • 301 E John Street #1972, Matthews, NC, 28105
  • Lends in North Carolina
  • We know what Matters at National Lending Pro. As a Premier Lender funding Ground New Construction, Bridge Loans, DSCR, Multi Unit, Rehabs and Developer Loans we know each Real Estate Investor have different requirements and needs. We are Not a One Size Fit All – Lender.

    Get your Project Pre-Approved today and find out what sets National Lendin

  • Encore Commercial Capital Corporation
  • 2302 W Meadowview Dr, Greensboro, NC, 27407
  • Lends in North Carolina
  • Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.

  • East Coast Mortgage Lending
  • 10724 Carmel Commons Blvd, Unit 550, Charlotte, NC, 28226
  • Lends in North Carolina
  • East Coast Mortgage Lending is a full-service mortgage company located in Charlotte, NC. We provide Purchase, Refinance, Debt Consolidation, Commercial and Construction Loans in North Carolina and South Carolina. Since we started this company in 2005 we have had the privilege of helping thousands of families

  • On Point Home Loans, Inc.
  • 1200 The Plaza, Suite G2, Charlotte, NC, 28205
  • Lends in North Carolina
  • "On Point Home Loans, Inc. is an independent mortgage firm that is locally owned and operated in Charlotte, North Carolina. Our mission to empower each client to make the best decisions for their individual financial futures.
    After years of working for large banks and retail lenders, the founders of On Point saw a considerable amount of time"

  • Bull Market Business Funding Solutions
  • 806 Green Valley Rd, Suite 200, Greensboro, NC, 27408
  • Lends in North Carolina
  • Bull Market Capital: Business Funding Solutions is focused on providing exemplary commercial finance to various businesses, and we’ve been nationally recognized for our commitment and services. Our generous portfolio of products and industry expertise is at your disposal. Some of the commercial finance & loan products in which we specialize include

  • Helms Mortgage
  • 701 Green Valley Rd, Suite 208, Greensboro, NC, 27408
  • Lends in North Carolina
  • At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.