386 Construction Loan Lenders with AI in St.-James, North Carolina 2025

In St.-James, NC, the Lendersa® network includes a diverse set of construction loan lenders such as regional banks, national lenders, and local hard money lenders who utilize private funds. These are suited for both ground-up construction and major renovation projects.

Construction costs for a 2,000 square foot home in St.-James, NC, are estimated between $239,627 and $434,911, with interest rates and loan terms varying based on borrower financials, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and lender type.

Compare loan offers from a variety of 100 lenders

The powerful construction loan calculator

Ensuring that all your construction financing needs are met, Lendersa® AI technology quickly matches your loan request with numerous construction lenders. Discover optimal construction rates to fund ground-up builds, fix-and-flip ventures, or major rehabs in both residential and commercial sectors across NC.

Locate construction loan lenders near you!

Minimizing unnecessary inquiries will help protect your credit score. Obtain preapproval for your land loan without revealing your social security number or any sensitive financial information.

By agreeing to use additional property as security, you might qualify for 100% LTV financing through a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans within zip codes: 28461.



  • Bull Market Business Funding Solutions
  • 806 Green Valley Rd, Suite 200, Greensboro, NC, 27408
  • Bull Market Capital: Business Funding Solutions is focused on providing exemplary commercial finance to various businesses, and we’ve been nationally recognized for our commitment and services. Our generous portfolio of products and industry expertise is at your disposal. Some of the commercial finance & loan products in which we specialize include
  • Helms Mortgage
  • 701 Green Valley Rd, Suite 208, Greensboro, NC, 27408
  • At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.
  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.
  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.
  • Hertford Savings Bank, SSB
  • 121 N Church St., Hertford, NC, 27944
  • Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.
  • C&F Mortgage Corporation
  • 111 Clebourne Street, Suite 200-F, Fort Mill, SC, 29715
  • C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people & the community,we can make a difference.We are a trusted local lender with industry knowledge & experience focused on your success.It’s our mission to provide the tools,resources & expertise you need to build a successful career
  • Uwharrie Bank
  • 141 Providence Rd, Charlotte, NC, 28207
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
  • Charlotte Metro Credit Union
  • 718 Central Avenue, Charlotte, NC, 28204
  • At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members! What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.