Shelby, North Carolina Construction loan lenders AI selection 2025

The Lendersa® directory for construction loan providers in Shelby, NC features a variety of financial institutions, including both regional and national banks, as well as local hard money lenders who offer private financing for your new builds or significant renovations.

In Shelby, NC, lenders assess the construction costs for a 2,000 square foot property, with basic building expenses at $240,727 and more luxurious projects reaching $436,011. The interest rates and terms for construction loans differ based on the borrower's financial profile, loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender chosen.

Explore numerous loan offers from 100 different lenders

Discover the amazing construction loan calculator

To effectively address your construction financing requirements, Lendersa® employs AI technology to quickly pair your loan application with a multitude of construction lenders. This allows you to find the most favorable construction rates to fund new builds, flips, or major rehabs for both residential and commercial projects within NC.

Looking for construction loan providers in your area?

Steering clear of superfluous credit checks can help maintain your credit score. You can secure pre-approval for a land loan without disclosing your social security number or any sensitive financial details.

Qualifying for 100% loan-to-value (LTV) financing might be possible if you agree to provide another property as collateral in a blanket loan.

Access the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 28152, 28150, 28151.



  • Arcadia Credit Union
  • 535 South Dettloff Drive, Arcadia, WI, 54612
  • Arcadia Credit Union opened its doors in Arcadia, Wisconsin in 1963 in the former Trempealeau Electric Building. In 1963, the office moved to the Supreme School Supply building on Main Street. Arcadia Credit Union moved to Joe Klonecki's Insurance Building in 1967 and then, in 1973, they purchased Hermann's Barber Shop as their office.
  • Peoples State Bank of Munising
  • 100 E. Superior St., Munising, MI, 49862
  • On May 7, 1910, seven men met to approve the Articles of Incorporation of a new bank. “The Peoples State Bank of Munising, ” as it was named, was established for the purpose of a commercial and savings bank. The bank opened for business on Wednesday, June 15, 1910. Over time, five branches were opened: Au Train in 1991,
  • The Union State Bank of Everest
  • 545 Main Street, Everest, KS, 66424
  • Founded in 1901, Union State Bank has a rich tradition of serving local families, businesses and farmers while always looking ahead to new opportunities. You can see this philosophy at each of our eight locations across the region, and many feature original historic details or photographs.
  • BTH Bank
  • 6657 Old Jacksonville Hwy, Tyler, TX, 75703
  • BTH Bank has over 107 years of history and maintains an equity ratio well above regulatory guidelines. In 2013, approximately 185 subscribers invested $42 million new equity into the bank. Those shareholders as well as the then approximately 400 existing shareholders have illustrated their respect
  • Home Life Lending
  • 7922 S Broadway Ave, Tyler, TX, 75703
  • We are committed to helping you and putting your best interests first! Each client is unique and viewed as an opportunity to add value by finding the best loan product for each individual borrower’s specific financial goals, offering wholesale pricing on interest rates and the lowest transaction costs, while providing financial education.
  • Eagle Home Loans ©
  • 4550 Kinsey Dr, Tyler, TX, 75703
  • Eagle Home Loans was founded by Jon Jacobs in 2017. Jon has been an East Texas (Tyler) resident since 1978. He earned his BSBM and MBA from LeTourneau University. Jon Jacobs goal is to achieve this through relationship building discussions with my clients, while understanding their desires, needs and future plans, and explain the lending process.
  • The Home Trust & Savings Bank
  • 628 Main Street, Osage, IA, 50461
  • Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937
  • Central National Bank
  • 800 SE Quincy St, Topeka, KS, 66612
  • Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.
  • Austin Bank
  • 200 E Commerce, Jacksonville, TX, 75766
  • Austin Bank has been serving East Texas since 1900. While we have grown to serve more locations and adapted new technology, our dedication to serving you, our customers, has remained the same since. If you would like to learn more about who we are at Austin Bank, we invite you to click on any of the links below so you can see
  • Commercial Bank of Texas, N.A.
  • 7463 US-69, Alba, TX, 75410
  • Commercial Bank of Texas is solidly positioned to enter its second century of providing successful banking practices predicated on sound and prudent operating standards. Currently, CBTx has over 150 employees in eight communities and the bank's Board of Directors and Officers are personally involved in the communities they serve.