96 Construction Loan Lenders in Ridgefield, New Jersey in 2026

Lendersa® presents a list of construction loan lenders in Ridgefield, NJ. This selection includes regional banks, national lenders, and local hard money lenders employing private money to facilitate ground-up construction or significant renovation projects.

For a 2,000 square foot home in Ridgefield, NJ, lenders assess construction costs ranging from $298,902 for basic construction to $539,898 for more luxurious projects. Interest rates and loan terms vary depending on the borrower's financial situation, LTV, ARV, and the type of lender you choose.

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Lendersa®'s use of AI technology ensures that all your construction financing needs are promptly met by instantly matching your loan request with numerous construction lenders. This allows you to uncover the most competitive construction rates to fund new builds, flip projects, or substantial renovations of residential and commercial properties throughout NJ.

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To protect your credit score, avoid unnecessary inquiries. You can secure preapproval for a land loan without needing to provide your social security number or any sensitive financial details.

When additional property is used as collateral through a blanket loan, you might qualify for 100% LTV (Loan to Value) financing.

Leverage the Lendersa® land loan calculator to locate lenders offering vacant land loans in zip codes 7657.



Ridgefield Construction Loan Lenders

  • Cross River Bank
  • 400 Kelby St, 14th Floor, Fort Lee, NJ, 07024
  • Lends in New Jersey
  • Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s mos

  • New Millennium Bank
  • 222 Bridge Plaza South, Suite 400, Fort Lee, NJ, 07024
  • Lends in New Jersey
  • New Millennium Bank achieved the New Jersey State Banking Charter on July 12, 1999, and opened its doors for business one week later. Currently located in Fort Lee, New Brunswick and Palisades Park, New Jersey, as well as Bayside and Manhattan, New York, and Atlanta, Georgia, New Millennium Bank is your community bank.

  • Capital Lending
  • 8417 Bergeline Avenue, North Bergen, NJ, 07047
  • Lends in New Jersey
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, financing tools & best of all quality service & individual attention.Capital Lending Corp. has committed itself to serve the underserved-from people in urban & ethnic minority communities that many financial institutions overlook.

  • AccoLend
  • 310 Cedar Lane, Suite 3A, Teaneck, NJ, 07666
  • Lends in New Jersey
  • AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.

  • Federal National Funding Capital Group LLC
  • 411 Hackensack Avenue Suite 200, Hackensack, NJ, 07601
  • Lends in New Jersey
  • **Unlock New Opportunities with FNF Capital Group**

    **Experience in Financial Solutions**
    Federal National Funding Capital Group LLC (FNF Capital Group) is your ultimate financial ally, we empower business owners and real estate investors with funding solutions including term loans, lines of credit, equipment financing, fix & flip loans, rent

  • PRIME RESOURCE CAPITAL
  • 90 Main St, Suite 309, Hackensack, NJ, 07601
  • Lends in New Jersey
  • Prime Resource Capital, we take a “can do” attitude. We help find solutions. Our clients rely on our expertise to match our products to the specific need of the client. Our advisors are experienced professionals who understand that capital is a key ingredient to growth in any industry.

  • Silver Arch Capital Partners
  • 411 Hackensack Avenue, Suite 803, Hackensack, NJ, 07601
  • Lends in New Jersey
  • Silver Arch Capital Partners is a Private Lender specializing in Bridge and Hard Money Loans secured by Commercial Real Estate. Silver Arch is committed to providing the quickest responses and timely closings across all the major property classes. Our partners share decades of experience in direct real estate lending.

  • Kennedy Funding
  • 267 South Dean Street, Englewood, NJ, 07631
  • Lends in New Jersey
  • Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.

Also lends in New Jersey

  • West Forest Capital
  • 237 East 79th Street, New York, NY, 10075
  • West Forest Capital provides funds to real estate investors and others looking to finance non-owner occupied real estate. We lend on apartments, single family, multi-family, commercial, industrial, land, and other properties. We provide rehab funds, or full construction costs, as needed. FAST CLOSINGS, almost always less than 10 days.

  • Venture Estate Group
  • 401 West 48th Suite 2W, New York, NY, 10036
  • Where traditional lenders decline, we provide solutions.

    We offer specialized programs for real estate investors, including:
    No minimum FICO requirements
    Ground-up construction financing with no prior experience needed
    No-ratio loans (no income or DSCR)
    Financing for rural and non-conventional properties
    Up to 95% purchase and 100% rehab fu