95 Construction Loan Lenders with AI in Ridgefield, New Jersey 2026

Lendersa® presents a list of construction loan lenders in Ridgefield, NJ. This selection includes regional banks, national lenders, and local hard money lenders employing private money to facilitate ground-up construction or significant renovation projects.

For a 2,000 square foot home in Ridgefield, NJ, lenders assess construction costs ranging from $298,902 for basic construction to $539,898 for more luxurious projects. Interest rates and loan terms vary depending on the borrower's financial situation, LTV, ARV, and the type of lender you choose.

Compare loan offers from a wide array of 100 lenders

Discover the magic of the construction loan calculator

Lendersa®'s use of AI technology ensures that all your construction financing needs are promptly met by instantly matching your loan request with numerous construction lenders. This allows you to uncover the most competitive construction rates to fund new builds, flip projects, or substantial renovations of residential and commercial properties throughout NJ.

Are there construction loan lenders near you?

To protect your credit score, avoid unnecessary inquiries. You can secure preapproval for a land loan without needing to provide your social security number or any sensitive financial details.

When additional property is used as collateral through a blanket loan, you might qualify for 100% LTV (Loan to Value) financing.

Leverage the Lendersa® land loan calculator to locate lenders offering vacant land loans in zip codes 7657.



  • Freehold Savings Bank
  • 68 W Main St, Freehold, NJ, 07728
  • Lends in New Jersey
  • Freehold Bank is a community-first financial services provider, and our commitment to growth shapes everything we do. We see growth potential everywhere we look, and our mission is to deliver solutions that genuinely serve your best interests. We are banking powered by good values, deep roots, friendly faces, and proven expertise.

  • Navesink River Capital
  • 83 South Street, Suite 101, Freehold, NJ, 07728
  • Lends in New Jersey
  • Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million

  • Manasquan Bank
  • 2221 Landmark Place, Manasquan, NJ, 08736
  • Lends in New Jersey
  • Manasquan Bank has been dedicated to helping our community grow and thrive since 1874 with mortgages, construction loans, business loans, and everyday banking like checking and savings accounts. As technology has evolved, so have traditional banking capabilities and we take pride in providing you with the latest banking solutions.

  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Lends in New Jersey
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
    mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
    the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
    defined by 12 CFR 1026.3(a)(1) of Regulation Z.

  • Dynasty Mortgage Network LLC
  • 707 Union Avenue, Suite 201, Brielle, NJ, 08730
  • Lends in New Jersey
  • Dynasty Mortgage is a premium mortgage company dedicated to providing affordable home loans for customers with various types of credit records. Whether you want a fixed rate mortgage, adjustable rate mortgage, a home equity loan, refinance, purchase, investment or debt consolidation, we have a loan for you with the lowest rates available.

  • Commercial Lender Link
  • 640 Belle Terre Road. Building D, Port Jefferson, NY, 11777
  • Lends in New Jersey
  • Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404.

    We work hard to exceed expectations in order to satisfy our borrowers’ needs

    We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N

  • First Hope Bank
  • 1301 Hope Bridgeville Road, Hope, NJ, 07844
  • Lends in New Jersey
  • First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.

  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Lends in New Jersey
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.

    Our loans are underwritten in-house,
    resulting in lightning fast funding and an easy application, inspection

  • Commercial Mortgage Associates Inc.
  • 626 Princeton Ave, Brick, NJ, 08724
  • Lends in New Jersey
  • Commercial Mortgage Associates Inc. was founded by Gary Ambrosi in 1989 as a commercial mortgage brokerage company helping business owners and investors finance small to mid-size commercial real estate. Since, Commercial Mortgage Associates has become highly respected in the commercial lending industry that investors can rely on, and yet.

  • RESIDENTIAL HOME MORTGAGE CORPORATION
  • 53 Frontage Rd, Suite 200, Hampton, NJ, 08827
  • Lends in New Jersey
  • RHMC is one of the nation’s top customer rated mortgage lenders. Combining the expertise and comprehensive array of mortgage products offered by national banks, with a culture that prioritizes unparalleled personal service, we specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.