Ridgefield-Park, New Jersey Construction loan lenders AI selection 2025

The Lendersa® directory of construction loan providers in Ridgefield-Park, NJ encompasses a variety of financial entities. It includes regional banks, nationwide lenders, as well as local hard money lenders who utilize private funds specifically aimed at ground-up construction projects or major renovations.

Calculating construction costs for a 2,000-square-foot home in Ridgefield-Park, NJ, lenders estimate from $299,265 for standard construction to $540,261 for high-end finishes. The terms and interest rates for a construction loan depend greatly on the borrower's financial profile, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the type of lender chosen from the broad options available.

Explore and compare loan offers from up to 100 lenders

The State-of-the-Art Construction Loan Calculator

Lendersa® harnesses the power of AI technology to meticulously fulfill all your construction financing needs. By matching your loan requests with hundreds of construction lenders, it allows you to find the best construction rates available, suitable for funding ground-up builds, fix-and-flip ventures, or large-scale rehab projects for both residential and commercial properties in NJ.

Find Construction Loan Lenders Nearby?

Minimize unnecessary credit inquiries to protect your credit score. You can secure pre-approval for your land loan without needing to disclose your social security number or other sensitive financial details, ensuring your privacy.

Under certain conditions, you might qualify for 100% Loan-to-Value (LTV) financing by offering additional real estate as collateral, often known as a blanket loan.

Employ the Lendersa® land loan calculator to locate vacant land loan providers within zip codes 7660, streamlining your search for geographically and financially suitable options.



  • Black Mountain Capital
  • 275 Madison Avenue, 6th Fl, New York, NY, 10016
  • BMC is the industry's premier capital firm that provides deep industry knowledge and access to a pool of capital options and partnerships. Years of experience have enabled BMC to become a valued business partner that is familiar with all aspects of today's credit challenges.Headquartered in Midtown Manhattan.
  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
  • Flatiron Realty Capital
  • 60 Madison Ave, #1001, New York, NY, 10010
  • Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-te
  • Grasshopper Bank, National Association
  • 915 Broadway, 7th Floor, New York, NY, 10010
  • Grasshopper began operations in 2019 and is a client-first digital bank serving small businesses, startups, and the investors supporting them across the innovation economy. Our digital solutions cover small business, venture-backed companies, fintech-focused Banking-as-a-Service (BaaS) and commercial API banking platforms
  • StackSource
  • 43 W 23rd St, New York, NY, 10010
  • StackSource is a tech-enabled commercial real estate loan platform. We connect investors who are developing or acquiring commercial properties with financing options like banks, insurance companies, and private lenders through an easy, transparent process. We’re taking the best of commercial mortgage brokerage and updating it for the 21st century.
  • Fund That Flip
  • 10 E 23rd Street, 5th FL, New York, NY, 10010
  • Fund That Flip provides fast, convenient, affordable capital for experienced real estate investors that buy and rehabilitate residential properties. To date, we've done hundreds of deals through our simple, transparent online application process with 24-hour turnaround time for funding commitments.
  • Lightning Mortgage Inc
  • 591 Summit Avenue, Suite 517, Jersey City, NJ, 07306
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Lightning Mortgage has been in business since 2008 and built a reputation for quality and efficiency among our clients and lenders. The relationship with our lenders, combined with our low overhead,
  • Lyons Mortgage Services, Inc.
  • 4802 25th Ave, Suite 303, Astoria, NY, 11103
  • Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.
  • Ponce Bank
  • 2244 Westchester Avenue, Bronx, NY, 10462
  • Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers
  • MK Capital Funding
  • 3908 24th St Ste 5 ​​, Long Island City, NY, 11101
  • MK Capital Funding is a one-stop lending company that focuses on investor’s needs and goals. We place “customers first” and do everything possible to provide great service, competitive rates and terms; as well as advice. We understand that projects are complex and that the lending process can be confusing sometimes.
  • EZ Short Sales
  • 3302 Skillman Ave, 2nd Floor, Long Island City, NY, 11101
  • EZ Short Sales connects home owners and buyers with specialized short sale specialists in their local market area. Users can search any city nationwide and quickly compare the local specialists, and choose the right specialist to work with. Most users search our site to find an specialist to help them Short Sale their home.
  • Alma Bank
  • 31-10 37th Avenue, Suite 400, Long Island City, NY, 11101
  • Alma Bank is a community bank that offers personal and business banking services. The bank was founded in 2007 and is based in Astoria, New York. We have a network of 13 branches in New York and New Jersey. For more information please visit us on the web at almabank.com or call our Customer Care