2025 Construction Loans use AI Lenders complete for Ridgewood, New Jersey

Lendersa® features a comprehensive list of construction loan providers in Ridgewood, NJ, including regional banks, national lenders, and local hard money lenders that utilize private funds for your ground-up projects or extensive renovations.

In Ridgewood, NJ, lenders estimate the cost for constructing a 2,000 square foot home, spanning from $300,420 for basic structures to $541,416 for more upscale designs. Interest rates and loan terms can vary considerably, influenced by the borrower's financial situation, LTV, ARV, and the type of lender chosen.

Compare offers from 100 different lenders

The Magic Construction Loan Calculator

To fulfill all your construction financing needs, Lendersa® employs AI technology that instantly connects your loan request with hundreds of construction lenders. Discover the best construction rates available for ground-up build, fix-and-flip, or major renovation projects in NJ.

Are There Construction Loan Lenders Near You?

Limiting unnecessary inquiries can help protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial info.

If you agree to use additional property as collateral, known as a blanket loan, you could qualify for 100% Loan to Value (LTV) financing.

Use the Lendersa® land loan calculator to locate vacant land loan providers in zip codes like those listed: 07450, 07451.



  • FINANCE OF AMERICA MORTGAGE
  • 30401 Agoura Rd, Agoura Hills, CA, 91301
  • Finance of America Mortgage is a dedicated team of experienced mortgage and reverse mortgage professionals with close to 100 years of combined knowledge and over billions of funded loans helping our clients meet their home ownership goals and leveraging the equity they have earned over the decades of home ownership.
  • One Source by PCS
  • 26901 Agoura Road Suite 180, Agoura Hills, CA, 91301
  • OneSource by PCS is an online real estate finance marketplace. Borrowers have access to lower interest rate loans through a quick and simple online or mobile application. Investors have the ability to invest in a diverse range of investment products backed by real estate assets. Our goal is stress-free closing without the headaches and delays assoc
  • ALLIED COMMERCIAL FUNDING
  • 5737 Kanan Rd #135, Agoura Hills, CA, 91301
  • Allied Commercial Funding is a full-service commercial direct lender for Stated Income Loans, Hard Money/Bridge Loans and a mortgage broker for aggressive Bank Loans, making your commercial real estate financing easy for any FICO since 1993. Allied Commercial Funding can provide you with a Real Estate Loan for Stated Income Loans
  • Athas Capital
  • 27001 Agoura Road Suite 200, Agoura Hills, CA, 91301
  • Athas Capital Group’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box.
  • Pacific Financial Mortgage & Real Estate Inc.
  • 3717 East Thousand Oaks Boulevard, Suite 290, Thousand Oaks, CA, 91362
  • Pacific Financial Mortgage and Real Estate Inc We are a full-service home mortgage broker serving clients in Los Angeles, Ventura County, and San Diego, California We love helping families around the country find and buy their ideal home We are a full-service mortgage broker, which means we can find the best loan program and best rate.
  • Dignified Home Loans
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • Dignified Home Loans is an established residential mortgage lender headquartered in Westlake Village, California and was founded by Jack Schakett & Preston James in 2013 to fill a void in the industry. With over 50 years of collective experience leading top mortgage lenders, Jack and Preston were determined to create a traditional mortgage company
  • Broadview Home Loans
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • Broadview Home Loans is focused on earning your business for life. We strive to distinguish ourselves through honest business relationships with clients, loyalty to our employees and commitment to empowering and educating the communities we serve. Our company was founded on the simple belief that meeting and exceeding the needs of our customers wou
  • Gold Eagle Capital
  • 3435 E. Thousand Oaks Blvd #7381, Thousand Oaks, CA, 91362
  • "Gold Eagle Capital provides short to mid-term financing for real estate investors.Gold Eagle offers our hard money lender clients and stakeholders practical wisdom, a wealth of experience without the red tape. We understand investors and brokers. We are always adapting to the market to best meet your needs and those of your clients."
  • The Mortgage House
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • The Mortgage House has been lending in California since 1995 and we take the needs of our clients very seriously. Emphasizing our California lending focus, we can provide service at an unprecedented level within our local branches. Our branches have knowledgeable, experienced loan officers and staff.
  • Anchor Loans
  • One Baxter Way #220, Thousand Oaks, CA, 91362
  • Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.
  • Precision Capital
  • 4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
  • At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
  • Strategic Mortgage Solutions Inc
  • 911 Country Club Rd, Suite 390, Eugene, OR, 97401
  • We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.