4 Construction Loan Lenders in Clovis, New Mexico in 2026

Lendersa® offers a comprehensive list of construction loan lenders in Clovis, NM, including regional banks, national lenders, and local hard money lenders that utilize private funds to support your ground-up construction or major renovation projects.

For a 2,000 square foot home in Clovis, NM, lenders estimate construction costs from $232,675 for basic builds up to $421,557 for more sophisticated designs. These construction loans feature interest rates and terms that vary based on the borrower's financial condition, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender selected to finance your project.

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To effectively meet all of your construction financing needs, Lendersa® utilizes advanced AI technology to swiftly match your loan request with hundreds of construction lenders. This process helps you uncover the best construction rates available to support ground-up construction, fix-and-flip ventures, or major rehabs of both residential and commercial properties in NM.

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Preserve your credit score by minimizing unnecessary inquiries. Achieving pre-approval for your land loan is possible without the need to present your social security number or any sensitive financial information.

You might be eligible for 100% LTV (Loan-to-Value) financing if you choose to pledge additional property as collateral, a method often referred to as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in specific zip codes 88101.



Clovis Construction Loan Lenders

  • The Citizens Bank of Clovis
  • 421 Pile Street, Clovis, NM, 88101
  • Lends in New Mexico
  • Incorporated on January 7, 1916, with capital stock of $25,000, The Citizens Bank of Clovis has become the largest independent financial institution in East-Central New Mexico now with assets in excess of $449,000,000. With capital in excess of $46,000,000, it is one of the best capitalized banks in New Mexico.

  • The Bank of Clovis
  • 300 Main Street, Clovis, NM, 88101
  • Lends in New Mexico
  • The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.

  • AG New Mexico
  • 4501 North Prince Street, Clovis, NM, 88101
  • Lends in New Mexico
  • Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.

  • The Mortgage SuperStore
  • 420 Commerce Way, Clovis, NM, 88101
  • Lends in New Mexico
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Valley Bank of Commerce
  • 217 West 2nd Street, Roswell, NM, 88202
  • Lends in New Mexico
  • Valley Bank’s primary mission has been to serve the banking needs of Roswell as well as Chaves County, and this continues to be the primary driving force behind the bank today. Valley Bank is an independent bank and fully intends to remain independent. The bank has built a reputation of conservative soundness that has served it well

  • Community 1st Bank Las Vegas
  • 600 Douglas Ave, Las Vegas, NM, 87701
  • Lends in New Mexico
  • Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.

  • Lea County State Bank
  • 1017 N Turner St, Hobbs, NM, 88240
  • Lends in New Mexico
  • Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.

  • Artesia Credit Union
  • 210 North Fifth Street, Artesia, NM, 88210
  • Lends in New Mexico
  • Artesia Credit Union is a member-owned, cooperative, non profit financial services institution founded and operated to encourage thrift among its members, create a source of credit at a fair and reasonable rate of interest, and provide an opportunity for its members to improve their economic condition in a friendly manner.

  • Eclipse Funding LLC
  • 200 Grove Dr, Ridoso, NM, 88345
  • Lends in New Mexico
  • Eclipse Funding LLC

    Business financing made simple

    Eclipse Funding LLC helps entrepreneurs secure fast, flexible funding solutions—guiding you from options to approval with clear communication and dependable support. Ready to grow? We are here to help with any situation.  Call 575-517-0316 or visit eclispefunding.net.

Also lends in New Mexico

  • Amarillo National Bank
  • 410 S Taylor St, Amarillo, TX, 79101
  • Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.