2026 Construction Loans in Portales, New Mexico

The Lendersa® list of construction loan providers in Portales, NM comprises regional banks, major national lenders, and local hard money lenders that operate with private funds. These options are designed to fit your needs in ground-up construction or major renovation tasks.

For a 2,000-square-foot home in Portales, NM, lenders assess building costs from $232,499 for basic construction to $421,381 for more elaborate projects. Loan terms, including interest rates, vary according to borrowers' financial profiles, LTV ratios, ARV assessments, and the particular lender chosen.

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To thoroughly meet all your construction financing requirements, Lendersa® uses its AI technology to instantly connect your loan proposal with hundreds of construction lenders. This enables you to discover the most competitive construction rates for funding ground-up builds, fix-and-flip projects, or major residential/commercial renovations in NM.

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Use the Lendersa® land loan calculator to identify vacant land loan lenders applicable to ZIP codes 88130. Ensure you connect with the right financial resource based on your location and needs.

Portales Construction Loan Lenders
(575) 769-1911 Lender's profile and map The Citizens Bank of Clovis 421 Pile Street, Clovis, NM, 88101 Lends in New Mexico Incorporated on January 7, 1916, with capital stock of $25,000, The Citizens Bank of Clovis has become the largest independent financial institution in East-Central New Mexico now with assets in excess of $449,000,000. With capital in excess of $46,000,000, it is one of the best capitalized banks in New Mexico.
(575) 769-9000 Lender's profile and map The Bank of Clovis 300 Main Street, Clovis, NM, 88101 Lends in New Mexico The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
(575) 562-9837 Lender's profile and map AG New Mexico 4501 North Prince Street, Clovis, NM, 88101 Lends in New Mexico Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.
(575) 769-9006 Lender's profile and map The Mortgage SuperStore 420 Commerce Way, Clovis, NM, 88101 Lends in New Mexico Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(575) 623-2265 Lender's profile and map Valley Bank of Commerce 217 West 2nd Street, Roswell, NM, 88202 Lends in New Mexico Valley Bank’s primary mission has been to serve the banking needs of Roswell as well as Chaves County, and this continues to be the primary driving force behind the bank today. Valley Bank is an independent bank and fully intends to remain independent. The bank has built a reputation of conservative soundness that has served it well