Construction Loan Lenders in Gallup, New Mexico (2026)
The Lendersa® directory offers a substantial list of construction loan lenders in Gallup, NM, encompassing regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehabilitation projects.
In Gallup, NM, lenders calculate the construction cost for a 2,000 square foot home, with estimates starting from $232,609 for basic builds up to $421,491 for more upscale designs. The interest rates and terms for construction loans vary significantly based on the borrower's financial standing, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender selected.
Experience the power of our construction loan calculator
Lendersa® uses cutting-edge AI technology to instantly pair your loan requests with hundreds of construction lenders, ensuring all your financing needs are addressed. This allows you to find the best construction rates available for funding ground-up construction, fix-and-flip projects, or major rehabs on residential and commercial properties throughout NM.
Finding construction loan lenders near you?
To defend your credit score, avoid unnecessary inquiries. Obtain preapproval for a land loan without the need for social security numbers or any sensitive details.
You may qualify for 100% LTV (Loan-to-Value) financing when agreeing to pledge additional property as security in a blanket loan arrangement.
Leverage the Lendersa® land loan calculator to identify vacant land loan lenders working in zip codes 87301.
Four Corners Community Bank (FCCB) serves San Juan County in New Mexico, and Montezuma and La Plata counties in Colorado. Since 2000, the bank has focused on providing safe, sound, and local services within each community it is located. Each of its seven locations is a full-service financial institution, offering complete personal
Here at Major Mortgage We are your Local Mortgage Lender and we strive daily to be a one stop shop for you by providing Processing, Underwriting and Closing all under the same roof. Our team of licensed experts have a combined 40 years of experience and extensive knowledge and understanding of loans and how they work.
1 Mortgage LLC is a wholesale brokerage versus a bank that closes and funds their own loans. We have many wholesale lender partners that we work with that offer an array of solutions for whatever your home loan needs may be serving both New Mexico and Colorado. We answer our phone 7 days a week and are available to help you.
6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120
Lends in New Mexico
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Jemez Valley Credit Union has been providing quality service to its members for more than 50 years. We are proud to be a non-profit member-owned financial institution. Our mission is to provide our members with prompt, accurate, high quality, reasonably priced service. Jemez Valley Credit Union was established in 1966.
First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.
320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102
Lends in New Mexico
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
8220 San Pedro Drive NE, Suite 200, Albuquerque, NM, 87113
Lends in New Mexico
Century Bank was established in the Great State of New Mexico in 1887. Century Bank is a state chartered and locally owned, full service community bank.
Century Bank is proud to support New Mexico's financial needs including: commercial loans, mortgage loans, consumer loans, deposit products, wealth management
