2026 Construction Loan Lenders for Potsdam, New York

Lendersa® offers a comprehensive array of construction loan lenders in Potsdam, NY, including regional banks, major national lenders, and local hard money lenders utilizing private funds tailored for ground-up builds or extensive rehabs.

In Potsdam, NY, construction costs for a 2,000-square-foot home range from $285,757 for basic builds to $516,616 for more upscale constructions. Terms and interest rates of these loans vary based on the borrower's financial status, LTV (Loan-to-Value), ARV (After Repair Value), and the type of lender chosen.

Compare diverse loan offers from 100 lenders

The Enhanced Construction Loan Calculator

Lendersa®'s AI technology efficiently matches your loan requests with hundreds of construction lenders, ensuring all financing needs are met. Discover competitive construction rates for projects such as ground-up constructions, fix-and-flip, or major rehabs for residential and commercial properties in NY.

Looking for Local Construction Loan Lenders?

Minimize unnecessary inquiries to protect your credit score. Secure pre-approval for a land loan without needing to provide your social security number or sensitive financial details.

You may be eligible for 100% LTV (Loan-to-Value) financing by pledging additional property as security in a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in ZIP codes 13676 and connect with the right financial partner for your needs.



Potsdam Construction Loan Lenders

  • SeaComm
  • 30 Stearns Street, Massena, NY, 13662
  • Lends in New York
  • SeaComm is a member owned financial cooperative based in Massena with branches in Potsdam, Malone, Canton, Ogdensburg, Plattsburgh, NY and South Burlington, VT. We strive to improve the quality of life in the communities we serve.SeaComm Federal Credit Union serves over 48, 000 members with assets

  • St. Lawrence Federal Credit Union
  • 800 Commerce Park Drive, Ogdensburg, NY, 13669
  • Lends in New York
  • Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty

  • Gouverneur Savings and Loan Association
  • 20 John Street, Gouverneur, NY, 13642
  • Lends in New York
  • It is our mission to invest in, support and nurture the communities we serve. We will endeavor to be a supportive financial partner and we shall provide a close, personal and confidential relationship for each of our customers consistent with safe banking practices. It is our mission to provide a challenging and rewarding environment for our staff.

  • Carthage Federal Savings and Loan
  • 313 State St, Carthage, NY, 13619
  • Lends in New York
  • Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888

  • Watertown Savings Bank
  • 111 Clinton Street, Watertown, NY, 13601
  • Lends in New York
  • Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term.
    We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you

  • Northern Credit Union - NY
  • 120 Factory Street, Watertown, NY, 13601
  • Lends in New York
  • Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.

  • UFirst Federal Credit Union
  • 274 Rugar Street, Plattsburgh, NY, 12901
  • Lends in New York
  • In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.

  • Dannemora Federal Credit Union
  • 344 Tom Miller Road, Plattsburgh, NY, 12901
  • Lends in New York
  • For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.