491 Construction Loan Lenders with AI in Cold-Spring, New York 2026

Lendersa® offers an extensive list of construction loan providers in Cold-Spring, NY, featuring regional banks, national lenders, and local hard money lenders who leverage private funds for ground-up construction and major renovations.

In Cold-Spring, NY, these lenders assess the construction costs for a 2,000 square foot home, ranging from $279,135 for standard builds to $509,994 for more refined constructions. Interest rates and terms for construction loans depend on borrowers' financial situations, the Loan-to-Value ratio (LTV), After Repair Value (ARV), and the type of lender chosen.

Explore and compare loan offers from a network of 100 lenders

Discover the potential with our magic construction loan calculator

Using Lendersa®'s advanced AI technology, your construction financing requests are instantly aligned with numerous potential lenders. Effortlessly locate competitive construction rates for funding ground-up projects, fix-and-flip strategies, or substantial rehabs across both residential and commercial properties within NY.

Searching for construction loan lenders nearby?

Protect your credit score by reducing unnecessary inquiries. Preapproval for your land loan requires no disclosure of your social security number or sensitive financial information.

You might be eligible for 100% LTV financing when you offer additional property as collateral in a blanket loan agreement.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 10516.



  • York Funding LLC
  • 575 Lexington Avenue, 4th floor, New York, NY, 10022
  • Lends in New York
  • York Funding is a direct hard money bridge lender to real estate professionals engaged in the acquisition and renovation of one-to-four family houses, multi-family apartment buildings, mixed-use properties, retail, office, strip malls, warehouses, notes, buildable lots, commercial properties, hotels and halted new construction.

  • Excel Realty Capital
  • 135 West 50th Street 18D, New York, NY, 10022
  • Lends in New York
  • Excel Realty Capital is one of the top commercial real estate mortgage companies in New York. In addition to the wide range of loan products we offer and property types we finance, we are the market leader in providing financing for medical office loans and healthcare loans in New York.

  • Roc Capital
  • 645 Madison Ave, New York, NY, 10022
  • Lends in New York
  • Roc originates, underwrites, funds and services a diverse product suite of business purpose residential and commercial real estate loans. We offer bridge and perm loans from 12 months to 30 years on Fix and Flips, Rentals, Multifamily and Ground Up property types and also Roc Capital is a subsidiary of Roc360. Via our parent company you can access

  • Venture Estate Group
  • 401 West 48th Suite 2W, New York, NY, 10036
  • Lends in New York
  • Where traditional lenders decline, we provide solutions.

    We offer specialized programs for real estate investors, including:
    No minimum FICO requirements
    Ground-up construction financing with no prior experience needed
    No-ratio loans (no income or DSCR)
    Financing for rural and non-conventional properties
    Up to 95% purchase and 100% rehab fu

  • Amerimax Capital LLC
  • 1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
  • Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.

  • VII Capital Funds
  • 230 Park Avenue, 10th Floor, New York, NY, 10169
  • Lends in New York
  • VII Capital Funds brings business, financial and commercial private industries together with non-traditional, flexible commercial loan programs, that wouldn't otherwise be possible, helping our clients realize their project development dreams. business, financial and commercial private industries together with non-traditional,

  • Lument
  • 230 Park Avenue, 20th Floor, New York, NY, 10169
  • Lends in New York
  • At Lument, our commitment to relationships drives us to understand our clients’ business—and that insight guides us as we structure our loans. And thanks to the deep resources of ORIX and the broad product platform we’ve assembled by combining the Hunt Real Estate Capital, Lancaster Pollard, and RED Capital Group brands.

  • Riverside Park Capital - Commercial Mortgages
  • 10 Times Square, New York, NY, 10018
  • Lends in New York
  • We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team.

    Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.

  • Great Northern Mortgage
  • 1430 Broadway, Suite 1207, New York, NY, 10018
  • Lends in New York
  • Great Northern Mortgage is one of the top New York based commercial and residential real estate mortgage companies, specializing in the placement of financing for commercial and residential real estate and business transactions. At Great Northern Mortgage we are dedicated to facilitating all of your real estate based financial needs.

  • We Lend, LLC
  • 54 W 40th Street, New York, NY, 10018
  • Lends in New York
  • We Lend is a nationwide Private lender focused on providing quick and low-cost capital for investment properties. We Lend’s approach to lending is centered around the investor, allowing the investor to focus more on their investment and less on the loan process. The We Lend team is here to assist in the expansion of your real estate portfolio!