13 Construction Loan Lenders in Putnam-Valley, New York in 2026

The Lendersa® directory compiles an extensive list of construction loan lenders available in Putnam-Valley, NY. This collection includes regional banks, major national lenders, and local hard money lenders equipped to provide the necessary funding through private money for both ground-up construction projects and significant rehabilitation efforts. Each lender offers distinct advantages tailored to different financing needs, ensuring comprehensive coverage for a wide range of construction scenarios — whether you're breaking ground on a brand new project or undertaking a substantial renovation.

For your construction plans in Putnam-Valley, NY, lenders will estimate that building a 2,000 square foot home could cost you between $284,987 for a basic construction and $515,846 for more luxurious finishes. Interest rates and the terms associated with construction loans can vary widely, determined by the borrower's financial profile, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the selected lender type. These elements collectively influence the loan's cost-effectiveness and suitability for your project.

Explore and compare enticing loan offers from a vast array of 100 lenders.

Unlock the Potential of the Construction Loan Calculator

Thanks to Lendersa®'s sophisticated AI technology, you are assured that every facet of your construction financing needs are addressed by promptly matching your loan requests with hundreds of construction lenders. Discover the best available construction rates that can effectively finance ground-up projects, fix-and-flip operations, or significant rehab on both residential and commercial properties throughout NY. With these resources, you can make informed decisions that align with your project's scale and complexity.

Seeking Construction Loan Lenders Nearby?

To maintain your credit score's health, it is advisable to avoid unnecessary credit inquiries. You can secure preapproval for your land loan without providing your social security number or any other sensitive financial details, ensuring your information remains private and secure.

If you're inclined to pledge additional property as security, you may be eligible for 100% Loan-to-Value financing through a blanket loan. This approach expands your financial flexibility, allowing you to leverage additional assets to secure financing efficiently.

Leverage the Lendersa® land loan calculator to find suitable lenders for vacant land loans within the zip codes 10516. This tool is crucial in helping you identify excellent lending opportunities and facilitate well-informed decision-making regarding your land purchases.



Putnam-Valley Construction Loan Lenders

  • Superior Mortgage Co., Inc.
  • 578 Route 32, Highland Mills, NY, 10930
  • Lends in New York
  • Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.

  • TEG Federal Credit Union
  • 1 Commerce Street, Poughkeepsie, NY, 12603
  • Lends in New York
  • TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.

  • Hudson Valley Credit Union
  • PO Box 1071, Poughkeepsie, NY, 12602
  • Lends in New York
  • Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.

  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Lends in New York
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office

  • Wallkill Valley Federal
  • 23 Wallkill Ave, Wallkill, NY, 12589
  • Lends in New York
  • Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages

  • Brisco Funding LLC
  • One South Greeley Ave Suite 1b, Chappaqua, NY, 10514
  • Lends in New York
  • Brisco Funding, LLC is located in Chappaqua, NY, United States and is part of the Mortgage Banking Industry. Brisco Funding, LLC has 1 total employees across all of its locations and generates $165,887 in sales (USD).Brisco Funding is a Private Lending company specializing in single-family and multi-family rehab lending.

  • Pyramid Capital Group Inc
  • 26 Village Green, Suite 10, Bedford, NY, 10506
  • Lends in New York
  • Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.

  • The Everest Equity Company, Inc.
  • 2 Executive Blvd Ste 201, Suffern, NY, 10901
  • Lends in New York
  • The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.

  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • Lends in New York
  • BH As a Hard Money Loan Lender, I have built a portfolio
    of 50+ personal private lenders and loan companies,
    making us a trusted resource in the industry. With
    almost a decade of experience, our company has
    successfully facilitated a wide range of loans, catering
    to various needs and situations.
    Because we are not bonded to one specific compa

Also lends in New York

  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
    mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
    the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
    defined by 12 CFR 1026.3(a)(1) of Regulation Z.