2026 Construction Loan Lenders for East-Patchogue, New York

The Lendersa® catalog of construction loan lenders in East-Patchogue, NY includes regional banks, national lenders, and local hard money lenders that utilize private funds for ground-up construction or major renovations.

For a 2,000-square-foot home in East-Patchogue, NY, lenders estimate costs starting at $286,549 for basic structures, rising to $517,408 for more elaborate designs. Loan interest rates and terms vary depending on borrower financials, LTV, ARV, and chosen lender type.

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With Lendersa®'s AI-driven technology, your loan request is matched instantly with hundreds of construction lenders, ensuring all financing needs are covered. Access the best rates for construction to support projects from new builds to large-scale rehabs on both commercial and residential properties in NY.

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To keep your credit score in good shape, avoid unnecessary inquiries. You can get preapproved for your land loan without sharing your social security number or sensitive financial data.

Offering additional property as collateral may make you eligible for 100% LTV financing under a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in zip codes 11772.



East-Patchogue Construction Loan Lenders

  • Suffolk Federal Credit Union
  • 3681 Horseblock Rd, Medford, NY, 11763
  • Lends in New York
  • Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.

  • The Mortgage Capital Group
  • 982 Montauk Highway, Suite 3, Bayport, NY, 11705
  • Lends in New York
  • The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.

  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Lends in New York
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.

    Our loans are underwritten in-house,
    resulting in lightning fast funding and an easy application, inspection

  • Silver Lining Funding
  • 154-2 Remington Blvd, Ronkonkoma, NY, 11779
  • Lends in New York
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.

  • Commercial Lender Link
  • 640 Belle Terre Road. Building D, Port Jefferson, NY, 11777
  • Lends in New York
  • Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404.

    We work hard to exceed expectations in order to satisfy our borrowers’ needs

    We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N

  • Shea & Sanders Real Estate
  • 222 Main Street East, East Setauket, NY, 11733
  • Lends in New York
  • Shea & Sanders Real Estate is a full-service, locally-owned & independently operated, hometown realtor providing the Three Villages and surrounding areas extensive, state-of-the-art real estate marketing services. Shea & Sanders Real Estate guarantees the most competitively priced commission structures and our clients'/customers' satisfaction.

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in New York
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre

  • DMN Mortgage Corp
  • 155 East Main Street, Suite 240, Smithtown, NY, 11787
  • Lends in New York
  • WE started DMN Mortgage Corp. in 2006. This is a family run company that prides ourselves on helping making the mortgage process EASY! We are with you every step of the way. We work hand in hand with the best Lenders, attorneys and title companies in the business! Brett Brucaleri owner/broker at DMN Mortgage Corp.

  • JMS Global Group
  • 290 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans.
    JMS Global is the choice of top REIs across the country,