4 Construction Loan Lenders in Hoosick, New York in 2026

Lendersa® provides a comprehensive list of construction loan lenders in Hoosick, NY, featuring regional banks, national lenders, and local hard money lenders that rely on private funds for your ground-up construction or major rehabilitation needs.

In Hoosick, NY, lenders evaluate the construction costs for a 2,000 square foot home, with estimates ranging between $283,117 for basic construction projects to $513,976 for more elaborate ones. Interest rates and construction loan terms fluctuate based on factors like the borrower's financials, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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To meet all your financing requirements, Lendersa® employs AI technology that rapidly matches your loan request with numerous construction lenders. Discover the best available construction rates to fund new builds, fix-and-flip undertakings, or significant rehabs of residential and commercial properties in NY.

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Minimize unnecessary inquiries to safeguard your credit score. Secure preapproval for your land loan without providing your social security number or any sensitive financial data.

You may qualify for 100% LTV financing by pledging additional property as collateral (blanket loan).

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 12089.



Hoosick Construction Loan Lenders

  • The Mortgage Place Inc.
  • 646 Plank Road, Suite 102, Clifton Park, NY, 12065
  • Lends in New York
  • At The Mortgage Place, we recognize that buying or refinancing a home is a huge commitment. At our initial consultation, we will work together to determine your goals, needs and financial strategies. We will patiently describe the different mortgage programs in detail. Together we will decide on the best program and lender for your situation.

  • Sunmark Credit Union
  • 1187 Troy Schenectady Road, Latham, NY, 12110
  • Lends in New York
  • Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.

  • Northeast Funding Services, Inc.
  • 30 Century Hill Dr Suite 103, Latham, NY, 12110
  • Lends in New York
  • Northeast Funding is a Licensed Mortgage Broker in both New York and Connecticut. As a broker we do the hard part for you. We shop out the interest rate between several local, regional, and national banks to find which one is the for you. We make the process as simple as we can for you.

  • Pioneer Bank
  • 652 Albany Shaker Road, Albany, NY, 12211
  • Lends in New York
  • Founded for the financial strength of the community, Pioneer has been operating within New York's Greater Capital Region for more than 130 years, providing financial support to help people build a better life. Today, our values remain the same, holding firm to our belief that the customer, our employees, and our community come first.

  • The Adirondack Trust Company
  • 473 Broadway, Saratoga Springs, NY, 12866
  • Lends in New York
  • We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community.

    As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.

  • Capital Bank
  • 3057 Route 50, Saratoga Springs, NY, 12866
  • Lends in New York
  • Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region. Over the next 15 years, the forecast of the founders came to fruition,

  • Pursuit
  • 50 Beaver Street, Suite 500, Albany, NY, 12207
  • Lends in New York
  • Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.

  • SEFCU
  • 575 Broadway, Albany, NY, 12207
  • Lends in New York
  • As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.

  • Prime Commercial Lending
  • 66 South Pearl Street, 10th floor, Albany, NY, 12207
  • Lends in New York
  • For over 20 years Prime Commercial Lending has been a nationally recognized leader in non-bank financing, providing capital to businesses and real estate investors nationally with over 1 billion dollars of transactions financed to date.
    Prime Commercial Lending is a direct lender and also has long standing syndication relationships with banks, he

  • CAP COM Federal Credit Union
  • 4 Winners Circle, Albany, NY, 12205
  • Lends in New York
  • CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier