491 Construction Loan Lenders with AI in Mattituck, New York 2026

The Lendersa® directory of construction loan providers within Mattituck, NY, includes a broad array of options, such as regional banks, national lenders, and local hard money lenders who utilize private capital for facilitating ground-up construction projects or significant rehabilitation initiatives. This comprehensive list is curated to assist individuals and businesses seeking funding for various types of construction activities, whether they involve new builds or major renovations.

In Mattituck, NY, lenders calculate the construction costs for a 2,000 square foot home, ranging from $281,280 for basic construction tasks to $512,139 for more lavish and intricate designs. The interest rate and terms of the construction loans are subject to change based on the borrower's financial health, the Loan-to-Value (LTV) ratio, the property's After-Repair Value (ARV), and the specific type of lender chosen. This flexibility allows borrowers to find a loan structure that best meets their unique financial circumstances and project needs.

Review and compare loan offers from 100 lenders to identify a financing option that aligns with your construction objectives, ensuring you secure the most competitive rates and terms available.

Unveil the possibilities with the construction loan calculator

To guarantee that all your construction financing requirements are efficiently satisfied, Lendersa® integrates advanced AI technology that can swiftly align your loan request with a multitude of construction lenders. You can now explore premier construction rates tailored to fund new buildings, fix-and-flip ventures, or large-scale rehabs on residential and commercial properties in NY. This smart matching process simplifies the task of finding the best financial deals for your project.

Find construction loan lenders close to you

By minimizing unnecessary credit inquiries, you can protect your credit score from any adverse effects. Achieve preapproval for your land loan without the requirement of sharing your social security number or any sensitive financial information, allowing you to proceed with peace of mind and security.

You could qualify for 100% LTV financing by securing a blanket loan, which involves using additional property as collateral, thereby enhancing your borrowing capacity without a large down payment.

Explore the Lendersa® land loan calculator to discover lenders specializing in vacant land loans across the various zip codes 11952. By utilizing this tool, you expand your access to loan providers who can meet your specific project's financial requirements and geographic considerations, ultimately enhancing your investment prospects.



  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • Lends in New York
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.

  • AccoLend
  • 310 Cedar Lane, Suite 3A, Teaneck, NJ, 07666
  • Lends in New York
  • AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.

  • Flatiron Realty Capital
  • 60 Madison Ave, #1001, New York, NY, 10010
  • Lends in New York
  • Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-te

  • Grasshopper Bank, National Association
  • 915 Broadway, 7th Floor, New York, NY, 10010
  • Lends in New York
  • Grasshopper began operations in 2019 and is a client-first digital bank serving small businesses, startups, and the investors supporting them across the innovation economy. Our digital solutions cover small business, venture-backed companies, fintech-focused Banking-as-a-Service (BaaS) and commercial API banking platforms

  • StackSource
  • 43 W 23rd St, New York, NY, 10010
  • Lends in New York
  • StackSource is a tech-enabled commercial real estate loan platform. We connect investors who are developing or acquiring commercial properties with financing options like banks, insurance companies, and private lenders through an easy, transparent process. We’re taking the best of commercial mortgage brokerage and updating it for the 21st century.

  • Fund That Flip
  • 10 E 23rd Street, 5th FL, New York, NY, 10010
  • Lends in New York
  • Fund That Flip provides fast, convenient, affordable capital for experienced real estate investors that buy and rehabilitate residential properties. To date, we've done hundreds of deals through our simple, transparent online application process with 24-hour turnaround time for funding commitments.

  • Saxon Spencer Capital
  • 57 W. 57th Street, Suite 300, New York, NY, 10019
  • Lends in New York
  • Saxon Spencer Capital, founded in New York in 2016, is a nationwide private lending platform, affording unique insight to the investment community; combining old-fashioned values with a sophisticated modern approach in solving the multiple labyrinths of the financial markets today. Saxon Spencer Capital creates customized financial solutions.

  • Venture Estate Group
  • 401 West 48th Suite 2W, New York, NY, 10036
  • Lends in New York
  • Where traditional lenders decline, we provide solutions.

    We offer specialized programs for real estate investors, including:
    No minimum FICO requirements
    Ground-up construction financing with no prior experience needed
    No-ratio loans (no income or DSCR)
    Financing for rural and non-conventional properties
    Up to 95% purchase and 100% rehab fu

  • Amerimax Capital LLC
  • 1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
  • Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.

  • RCA Capital
  • 550 Kinderkamack Rd, Suite1, Oradell, NJ, 07649
  • Lends in New York
  • RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se

  • Riverside Park Capital - Commercial Mortgages
  • 10 Times Square, New York, NY, 10018
  • Lends in New York
  • We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team.

    Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.