5 Construction Loan Lenders in Phelps, New York in 2026
Lendersa® provides a comprehensive directory of construction loan lenders in Phelps, NY. This directory includes regional banks, national lenders, and local hard money lenders utilizing private money for projects such as ground-up construction or significant rehabs.
In Phelps, NY, lenders assess construction costs for a 2,000 square foot home, with prices starting at $283,161 for standard construction and reaching up to $514,020 for more elaborate projects. The interest rate and terms of construction loans vary significantly based on the borrower's financial profile, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender selected.
Lendersa® uses state-of-the-art AI technology to swiftly connect your loan request with hundreds of construction lenders, ensuring all your financing needs are met. You can find the most advantageous construction rates to facilitate ground-up construction, fix-and-flip strategies, or major renovation on both residential and commercial properties throughout NY.
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Avoid excessive inquiries, as they can lower your credit score. Achieve preapproval for your land loan without needing to provide your social security number or other sensitive financial data.
You might be eligible for 100% LTV (Loan to Value) financing by offering additional properties as security, through a blanket loan arrangement.
Make use of the Lendersa® land loan calculator to locate lenders for vacant land loans within the zip codes found in 14532.
People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind. We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem
Generations Bank was established in 1870 as Seneca Falls Savings Bank—a New York chartered mutual savings bank. In 2012, the bank’s name and the insurance agency’s name were changed to Generations Bank and Generations Agency respectively.
In January 2021, Generations Bank's holding company reorganized as a fully public stock holding company.
Savannah Bank is pleased to announce that, in accordance with the latest CDC guidance, face coverings will be optional for our fully vaccinated customers and staff beginning on June 1, 2021. Masks for those who have not yet been vaccinated are still required, and social distancing guidelines are still in effect.
CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.
Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.
Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.
We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli
Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.
