2025 Construction Loans use AI Lenders complete for Phelps, New York

Lendersa® provides a comprehensive directory of construction loan lenders in Phelps, NY. This directory includes regional banks, national lenders, and local hard money lenders utilizing private money for projects such as ground-up construction or significant rehabs.

In Phelps, NY, lenders assess construction costs for a 2,000 square foot home, with prices starting at $283,161 for standard construction and reaching up to $514,020 for more elaborate projects. The interest rate and terms of construction loans vary significantly based on the borrower's financial profile, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender selected.

Compare loan offers from over 100 lenders now

The Ultimate Construction Loan Calculator

Lendersa® uses state-of-the-art AI technology to swiftly connect your loan request with hundreds of construction lenders, ensuring all your financing needs are met. You can find the most advantageous construction rates to facilitate ground-up construction, fix-and-flip strategies, or major renovation on both residential and commercial properties throughout NY.

Need construction loan lenders nearby?

Avoid excessive inquiries, as they can lower your credit score. Achieve preapproval for your land loan without needing to provide your social security number or other sensitive financial data.

You might be eligible for 100% LTV (Loan to Value) financing by offering additional properties as security, through a blanket loan arrangement.

Make use of the Lendersa® land loan calculator to locate lenders for vacant land loans within the zip codes found in 14532, 14456, 14432, 14518, 14547.



  • HDH Mortgage
  • 5449 S Semoran Blvd, Suite 225, Orlando, FL, 32822
  • At HDH Mortgage Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • First State Bank & Trust Company
  • 612 Broadway, Thompson, ND, 58278
  • Officially known as First State Bank since 1938, our five locations in Buxton, Grand Forks, Mayville, Portland and Thompson are centrally located in the heart of North Dakota’s legendary Red River Valley. Known for our commitment to the communities we serve, our respected business, agricultural and mortgage lenders
  • Mortgage Solutions of Central Florida, Inc.
  • 1104 S. Clarke Road Suite 50, Orlando, FL, 32835
  • Mortgage Solutions has created custom financing options for Commercial and Residential borrowers since 1995. We've worked with clients who have phenomenal credit scores and clients with credit challenges. Our past clients happily refer their friends, family, and co-workers to us because they know our staff delivers on our promises.
  • Park Square Home Mortgage, LLC
  • 5200 Vineland Rd, Suite 250, Orlando, FL, 32811
  • Park Square Home Mortgage is a joint venture between Park Square Homes and FBC Mortgage, LLC. PSH Mortgage focuses on providing its customers with industry best service. We offer a wide array of competitive mortgage products with expertise in every area of residential mortgage lending from purchasing to refinancing to construction lending
  • Cornerstone Mortgage Solutions
  • 6702-C Plantation Rd, Pensacola, FL, 32504
  • Cornerstone Mortgage Solutions, located in Pensacola FL, has been committed to providing excellent service to our clients with a variety of loan programs and competitive rates for over 10 years! Our outstanding mortgage loan originators will work with you one on one to ensure that you get a financial solution
  • Eagle Express Federal Credit Union
  • 567 S State Street, Jackson, MS, 39201
  • The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.
  • Trustmark Mortgage Services
  • 401 N West St, Jackson, MS, 39201
  • Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.
  • MED PARK CREDIT UNION
  • 1200 South Columbia Road, Grand Forks, ND, 58201
  • The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.
  • Alerus Financial
  • 401 Demers Ave, Grand Forks, ND, 58201
  • With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.
  • UNIVERSITY LENDING GROUP, LLC
  • 3690 Gulf Breeze Parkway, Gulf Breeze, FL, 32563
  • University Lending Group is to offer high-quality mortgage services to all customers. The goal is to provide customers with fair mortgage rates at reasonable prices, while keeping our customers informed and educated throughout the process. We will maintain a professional environment that is challenging, rewarding, creative, and respectful of ideas.