4 Construction Loan Lenders in Scotchtown, New York in 2026

Lendersa® provides a comprehensive list of construction loan lenders in Scotchtown, NY. This list includes regional banks, national lenders, and local hard money lenders that offer private funding for ground-up constructions or significant renovations, adapting to a variety of financial needs and extensive projects.

In Scotchtown, NY, lenders determine the cost of constructing a 2,000-square-foot home, with basic construction costs starting at $284,569 and reaching up to $515,428 for more upscale designs. The interest rates and terms for construction loans differ based on the borrower's financial profile, loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender selected. These dynamic variables help tailor financing solutions specifically to different customer profiles and project scales.

Explore and compare loan offers from more than 100 lenders, enabling you to choose the most suitable options for your specific requirements.

Experience the Magic of the Construction Loan Calculator

Lendersa® utilizes cutting-edge AI technology to ensure that your loan requests are quickly matched with an extensive array of construction lenders, thereby meeting all your financing needs efficiently. Discover exceptional construction rates for funding ground-up developments, fix-and-flip endeavors, or major renovations related to both residential and commercial properties in NY.

Finding Local Construction Loan Lenders

To protect your credit score, avoid unnecessary inquiries. You can secure preapproval for your land loan without needing to disclose your social security number or other sensitive information, ensuring a safe and straightforward funding process.

One viable option is exploring 100% LTV financing by agreeing to use additional property as collateral, known as a blanket loan, which may significantly enhance your financing capabilities.

Utilize the Lendersa® land loan calculator to locate lenders who offer vacant land loans in specific zip codes 10941, granting you access to a personalized array of lending solutions catered to your unique project needs.



Scotchtown Construction Loan Lenders

  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Lends in New York
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office

  • Orange Bank &Trust Company
  • 212 Dolson Ave, Middletown, NY, 10940
  • Lends in New York
  • Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.0 billion in total assets.

  • Wallkill Valley Federal
  • 23 Wallkill Ave, Wallkill, NY, 12589
  • Lends in New York
  • Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages

  • Superior Mortgage Co., Inc.
  • 578 Route 32, Highland Mills, NY, 10930
  • Lends in New York
  • Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.

  • Hudson Valley Credit Union
  • PO Box 1071, Poughkeepsie, NY, 12602
  • Lends in New York
  • Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.

  • The Everest Equity Company, Inc.
  • 2 Executive Blvd Ste 201, Suffern, NY, 10901
  • Lends in New York
  • The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.

  • TEG Federal Credit Union
  • 1 Commerce Street, Poughkeepsie, NY, 12603
  • Lends in New York
  • TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.

  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • Lends in New York
  • BH As a Hard Money Loan Lender, I have built a portfolio
    of 50+ personal private lenders and loan companies,
    making us a trusted resource in the industry. With
    almost a decade of experience, our company has
    successfully facilitated a wide range of loans, catering
    to various needs and situations.
    Because we are not bonded to one specific compa

  • Hudson United Mortgage
  • 95 S. Middletown Road, Nanuet, NY, 10954
  • Lends in New York
  • Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a

Also lends in New York

  • Nationwide Equities Corporation
  • 1 International Blvd, Suite 1202, Mahwah, NJ, 07495
  • Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.