474 Construction Loan Lenders with AI in Mechanicville, New York 2025

The Lendersa® directory of construction loan lenders in Mechanicville, NY includes a variety of financial institutions such as regional banks, nationwide lenders, and local hard money lenders, who offer private financing for new constructions or significant refurbishments.

For a 2,000 square foot home in Mechanicville, NY, lenders evaluate construction costs, starting at $281,643 for basic work and reaching up to $512,502 for more elaborate designs. The terms of the construction loan and interest rates fluctuate based on financial considerations of the borrowers, the Loan to Value (LTV), the After Repair Value (ARV), and the specific lender chosen.

Review loan offers from a selection of 100 lenders.

The Advanced Construction Loan Calculator

Lendersa® employs cutting-edge AI technology to seamlessly pair your loan application with a myriad of construction lenders, ensuring your construction financing requirements are thoroughly met. Explore optimal construction rates for your new builds, fixer-uppers, or major rehabs for both residential and commercial properties throughout NY.

Finding Construction Loan Lenders Close to You

To protect your credit score from unnecessary impacts, avoid superfluous credit checks. Obtain preapproval for land loans without the need to disclose your social security number or other confidential information.

It is possible to qualify for 100% LTV (Loan-to-Value) financing by using additional properties as security in a blanket loan format.

Utilize the Lendersa® land loan calculator to locate land loan lenders in the zip codes 12118.



  • American Royal Mortgage Corp
  • 100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
  • American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.
  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind. We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem
  • USNY Bank
  • 389 Hamilton St, Geneva, NY, 14456
  • USNY Bank is a bank with operations in one state. USNY Bank offers numerous mortgage programs including conventional, FHA and construction mortgages and also USNY Bank is a full-service bank. The Bank accepts deposits, makes loans and provides other services for the public The USNY Bank is located in Geneva with zip code of 14456
  • Northfield Bank NJ
  • 581 Main Street, Suite 810, Woodbridge, NJ, 07095
  • We are a full service community bank serving metropolitan New York and New Jersey. Headquartered in Woodbridge, NJ, our team strives each day to uphold our mission to be the financial institution of choice to individuals and businesses by delivering innovative financial products and exceptional customer service.
  • Wah Investment Group
  • 52 Sumit Ave, Phillipsburg, NJ, 08865
  • Wah Investment Group have loan products for an array of lending needs such as Construction, Mixed-use, Raw Land, Retail, Energy, Oil, Diamonds, LBO's, International loan lending, Private and Hard Money, Equity and Commercial and all your property needs let us be your last resort.
  • Greenway Mortgage Funding Corp
  • 107 Tindall Rd, Suite 14, Middletown, NJ, 07748
  • Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.
  • Corning Credit Union
  • One Credit Union Plaza, Corning, NY, 14830
  • CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.
  • First Heritage Federal Credit Union
  • 202 Denison Pkwy E, Corning, NY, 14830
  • Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).