Waterford, New York Construction loan lenders AI selection 2026

The Lendersa® directory of construction loan lenders in Waterford, NY features a range of institutions, including regional banks, national lenders, and local hard money lenders who use private funding for projects like ground-up construction or major renovations.

In Waterford, NY, lenders estimate the construction cost for a 2,000 square foot home; it ranges from $284,085 for simpler builds to $514,944 for more intricate designs. The interest rates and terms of construction loans can differ depending on numerous factors, such as the borrower's financial status, Loan to Value (LTV), After Repair Value (ARV), and the category of lender selected.

Explore and compare loan offers from 100 lenders

Your comprehensive construction loan calculator

To fully meet your construction financing needs, Lendersa® utilizes AI technology that promptly aligns your loan requests with an extensive network of construction lenders. This system enables access to the best construction rates for funding new constructions, fix and flip projects, or major renovations on residential and commercial properties in NY.

Looking for construction loan lenders near you?

Protect your credit score by reducing unnecessary inquiries. Obtain preapproval for your land loan without needing to share your social security number or any sensitive information.

By agreeing to pledge additional property as security — a method known as a blanket loan — you might qualify for 100% Loan to Value (LTV) financing.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans within zip codes 12188.




  • Lakeview Loan Servicing
  • 4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146

  • Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.

  • Interamerican Bank, A FSB
  • 9190 Coral Way, Miami, FL, 33165

  • At Interamerican Bank, we strive to create banking relationships that last a lifetime. We value our customers and go above and beyond to create a first class experience tailored to our customer’s banking needs. For that reason, a large amount of our customers have been with us for many generations.

  • BankNorth
  • 2201 6th Avenue Southeast, Aberdeen, SD, 57401

  • We offer a wide range of financial products and services – like savings and checking accounts, personal, business and farm and ranch loans and internet-based solutions – that make it easy and convenient to BankNorth.

    We’ve been guided by values like honesty, integrity and loyalty every step of the way.

  • Great Plains National Bank
  • 3915 6th Ave SE, Aberdeen, SD, 57401

  • Great Plains Bank is the trusted community financial institution in each of the four locations we serve. We are an independent, locally owned bank that has been providing our customers full service banking for over 100 years. We provide our employees a stimulating and challenging work environment that encourages, develops and rewards excellence.

  • Dacotah Bank
  • 308 S Main St, Aberdeen, SD, 57401

  • Dacotah Bank is a bank with operations in one state. Dacotah Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages and Dacotah Bank is uniquely nimble as a state-chartered bank and locally impactful through Give Where We Live. Dacotah Bank provides banking.

  • Refined Lending
  • 523 S. Main St, Suite 2, Sioux Falls, SD, 57401

  • Refined Lending is a custom home mortgage company specializing in up and coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget.

  • Ouachita Valley Federal Credit Union
  • 1420 Natchitoches Street, West Monroe, LA, 71292

  • Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.

  • Jimenez Property Pros
  • 13810 SW 18th St, Miami, FL, 33175

  • Jimenez Property Pros is the parent company of Mortgage & Real Estate Companies, such as FL Licensed Mortgage Broker Jimenez Property Loans, LLC, NMLS 1988717. Jimenez Property Pros, LLC is wholly owned by Jimenez Holdings, LLC. Jimenez Property Pros, intends to be the one stop place where customers, clients,

  • Fort Randall Federal Credit Union
  • 231 Lake Street, Wagner, SD, 57380

  • In 1951 Ft. Randall Federal Credit Union was chartered to serve local federal employees of the Pickstown School District, and their immediate family members. Once a member of Ft. Randall Federal Credit Union, you can always be a member, even if you move out of field of membership!

  • Benworth Capital
  • 7000 SW 97th Avenue, Miami, FL, 33173

  • Benworth Capital was established to meet borrowers’ needs for fair and flexible, alternative and traditional lending sources when institutional bank financing is not appropriate or available. Benworth Capital is South Florida’s top private provider of alternative short-term, first-position residential and commercial mortgages.


  • Revival Capital, Inc
  • 9425 Southwest 72nd Street, Suite 134, Miami, FL, 33173

  • Revival Capital is a mortgage company that is here to shake up the lending industry! Revival means to improve on the condition or strength of something and that is exactly what we aim to do to this industry. We noticed that the big banks and big lenders are limiting clients with minimal programs
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