Construction loans by with AI by private investors in Waterford, NY

Lendersa® list of construction loan lenders in Waterford, NY include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Waterford, NY of 2,000 Sf home at $284,085 for basic construction to $514,944 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in New York.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 12188.



  • Homeside Financial, LLC
  • 3400 Club Drive, Naperville, IL, 60564
  • Homeside currently staffs 500+ employees and has over 30 branches throughout the country. Homeside continued their YoY record-breaking streak for production in 2019 with $2B in total volume. By having operation centers throughout the Northeastern and Southeastern United States, Homeside provides an unparalleled, modern mortgage .
  • BARCLAY BUTLER FINANCIAL INC
  • 1051 E Main St, Suite 219, Dundee, IL, 60118
  • Barclay Butler Financial Inc we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of investors with quality rates and this company A+ rating with the BBB.
  • Algonquin State Bank
  • 2400 Huntington Drive N., Algonquin, IL, 60102
  • Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations. With a strong capital position and a dedicated team of community bankers.
  • West Pointe Bank
  • 1750 Witzel Avenue, Oshkosh, WI, 54901
  • West Pointe Bank is Oshkosh's oldest locally owned, independent, full-service bank. West Pointe opened its doors on April 22, 1996 & has been in the community for over 26 years. All together our employees have over 500 years of diversified banking experience in our community & can provide you with the highest level of personalized customer service.
  • Winnebago Community Credit Union
  • 567 E. Snell Road, Oshkosh, WI, 54901
  • Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.
  • Citizens Bank of Cumberland County, Inc.
  • 209 Keen Street, Burkesville, KY, 42717
  • Citizens Bank of Cumberland County is a locally owned & operated bank founded in 2000 in Burkesville Kentucky. The first directors of the bank were: Joe David Brown, James Long, Todd Morgan, Richard Neikirk, Dr. Samuel Rice, Carol Ann Sells and David Spears. The founders converted a gas station/car wash into a beautifully functional bank facility.
  • Mortgage Nerds, LLC
  • 4090 W Spencer St, Appleton, WI, 54914
  • Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
  • Oak Leaf Community Mortgage
  • 24252 W. Main Street, Plainfield, IL, 60544
  • We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.
  • First State Bank
  • 240 N. First St., Irvington, KY, 40146
  • First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • State Bank of Herscher
  • 10 Tobey Drive, Herscher, IL, 60941
  • The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
  • Smart Mortgage Center - Patty Harrison
  • 16151 S Lincoln Highway, Plainfield, IL, 60586
  • Smart Mortgage Centers is a Better Business Bureau A+ rated Mortgage Company. We are a family owned and operated business helping the community obtain mortgages for purchase and refinancing since 1997. At Smart Mortgage Centers, we work with over 30 of the top lenders in the industry to help find you the best rate