491 Construction Loan Lenders with AI in Waverly, New York 2026

Lendersa® provides a list of construction loan lenders in Waverly, NY, featuring regional banks, national lenders, and local hard money lenders who utilize private funding for ground-up construction or major rehab projects.

For a 2,000 sq ft home in Waverly, NY, lenders estimate construction costs to range from $280,598 for basic builds to $511,457 for more elaborate designs. Interest rates and loan terms vary depending on borrower financials, Loan-to-Value (LTV), After-Repair Value (ARV), and the lender chosen.

Compare offers from over 100 lenders

Introducing the construction loan calculator

The Lendersa® AI instantly matches your loan request with hundreds of construction lenders, ensuring all your financing needs are met. Discover the best construction rates for funding ground-up builds, fix-and-flip, or major rehabs on residential and commercial properties in NY.

Find construction lenders near you

Avoiding unnecessary inquiries can help maintain your credit score. Get preapproved for land loans without needing your social security number or sensitive information.

Potentially qualify for 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 14892.



  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • Lends in New York
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.

  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Lends in New York
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products,

  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Lends in New York
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in New York
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre

  • DMN Mortgage Corp
  • 155 East Main Street, Suite 240, Smithtown, NY, 11787
  • Lends in New York
  • WE started DMN Mortgage Corp. in 2006. This is a family run company that prides ourselves on helping making the mortgage process EASY! We are with you every step of the way. We work hand in hand with the best Lenders, attorneys and title companies in the business! Brett Brucaleri owner/broker at DMN Mortgage Corp.

  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • Lends in New York
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e

  • Shea & Sanders Real Estate
  • 222 Main Street East, East Setauket, NY, 11733
  • Lends in New York
  • Shea & Sanders Real Estate is a full-service, locally-owned & independently operated, hometown realtor providing the Three Villages and surrounding areas extensive, state-of-the-art real estate marketing services. Shea & Sanders Real Estate guarantees the most competitively priced commission structures and our clients'/customers' satisfaction.

  • Commercial Lender Link
  • 640 Belle Terre Road. Building D, Port Jefferson, NY, 11777
  • Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404.

    We work hard to exceed expectations in order to satisfy our borrowers’ needs

    We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N

  • New Silver
  • 2475 Albany Ave, 203B, West Hartford, CT, 06117
  • Lends in New York
  • New Silver is a technology enabled non-bank lender primarily focused on providing financing to the United States based ‘fix & flip” sector, with a concentration on single-family residential & small balance commercial assets.New Silver’s proprietary technology automates and streamlines loan originations,while using data to reduce loan default risk.

  • Silver Lining Funding
  • 154-2 Remington Blvd, Ronkonkoma, NY, 11779
  • Lends in New York
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.

  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Lends in New York
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.

    Our loans are underwritten in-house,
    resulting in lightning fast funding and an easy application, inspection

  • Sachem Lending
  • 698 Main Street, Branford, CT, 06405
  • Lends in New York
  • Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.