3 Construction Loan Lenders in Gallipolis, Ohio in 2026

The Lendersa® directory features a variety of construction loan lenders in Gallipolis, OH, including regional banks, national lenders, and local hard money lenders that offer private funding for new builds or major rehabs.

In Gallipolis, OH, lenders estimate the construction cost for a 2,000 square foot home to range from $174,002 for basic designs to $321,381 for more upscale projects. Interest rates and terms of the construction loan fluctuate based on borrower financials, LTV, ARV, and the lender type chosen.

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Minimizing unnecessary inquiries can prevent drops in your credit score. Obtain preapproval for your land loan without submitting your social security number or any other sensitive personal details.

You might be eligible for 100% LTV (Loan to Value) financing if you agree to use additional properties as security in a blanket loan agreement.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 45631.



Gallipolis Construction Loan Lenders

  • Ohio Valley Bank
  • 420 Third Avenue, Gallipolis, OH, 45631
  • Lends in Ohio
  • 16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp.

    Ohio Valley Bank is credited for many banking ""firsts""​ in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank

  • Farmers Bank and Savings Company
  • 211 West Second Street, Pomeroy, OH, 45769
  • Lends in Ohio
  • Established in 1904, Farmers Bank knows what it takes to sustain a healthy, thriving community. We are passionate about helping individuals, groups, team, organizations, causes and more. As we grow, so does our effort to infuse the neighborhoods that make our communities – and our people – very unique and unquestionably great.

  • Home National Bank OH
  • 502 Elm St., Racine, OH, 45771
  • Lends in Ohio
  • Home National Bank exists to give our customers the best, most competitive banking experience possible. We do this by offering them the latest & greatest banking products & services in an environment that is friendly, personal. Home National is to see our community thriving in improved quality of life through the financial services that we offer.

  • Vinton County National Bank - VCNB
  • 112 West Main St., Mc Arthur, OH, 45651
  • Lends in Ohio
  • At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.

  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Lends in Ohio
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.

  • The Hocking Valley Bank
  • Stimson & Palmer Streets, Athens, OH, 45701
  • Lends in Ohio
  • In 1963, there were no locally owned banks in Athens County. Six forward thinking area business professionals saw a need and came together to start an independent community bank based in Athens. On August 12, 1963, Hocking Valley Bank opened its doors for business. More than 50 years later, we are still committed to local leadership

  • OUCU Financial
  • 944 East State Street, Athens, OH, 45701
  • Lends in Ohio
  • Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • Atomic Credit Union
  • 711 Beaver Creek Road, Piketon, OH, 45661
  • Lends in Ohio
  • Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,

Also lends in Ohio

  • City National Bank
  • 25 Gatewater Road, Cross Lanes, WV, 25356
  • City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company

  • Victorian Finance, LLC
  • 1205 Virginia St East, Charleston, WV, 25301
  • Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade