407 Construction Loan Lenders with AI in Independence, Ohio 2025

The list of construction loan lenders provided by Lendersa® in Independence, OH, features various types of financiers, including local hard money lenders, regional banks, and national institutions, all deploying private funds to back projects that range from new builds to major renovations.

In Independence, OH, the estimated construction cost for a home of 2,000 square feet can vary: lenders predict costs from $175,377 for basic structures to as much as $322,756 for more upscale finishes. The interest rates and loan conditions differ based on the borrower's financial background, Loan-to-Value (LTV), After-Repair Value (ARV), and the lending entity chosen.

Explore loan offers from a pool of 100 lenders

The advanced construction loan calculator

Leveraging Lendersa®'s AI capabilities, your loan application is matched promptly with numerous construction lenders, assuring that all your financing needs are effectively addressed. Explore and access optimal construction rates to finance projects including new builds, flips, or extensive rehabs for both residential and commercial properties across OH.

Find local construction loan providers

Steer clear of excess inquiries to safeguard your credit score. You can secure preapproval for land loans without disclosing your social security number or personal financial data.

Additionally, you may qualify for 100% Loan-to-Value financing by offering additional property as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to identify lenders offering vacant land loans in the 44131 area.



  • Midwest Community Federal Credit Union
  • 8770 State Route 66, Defiance, OH, 43512
  • Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.
  • First Mutual Bank, FSB
  • 631 Washington Boulevard, Belpre, OH, 45714
  • First Mutual Bank is focused on helping you, our customers, and creating vibrant communities in the Mid-Ohio Valley Region. Being depositor-owned also means we are accountable to our customers, not shareholders. Deposit dollars are reinvested in our communities, and collectively we strengthen and help the local economy thrive.
  • The Hocking Valley Bank
  • Stimson & Palmer Streets, Athens, OH, 45701
  • In 1963, there were no locally owned banks in Athens County. Six forward thinking area business professionals saw a need and came together to start an independent community bank based in Athens. On August 12, 1963, Hocking Valley Bank opened its doors for business. More than 50 years later, we are still committed to local leadership
  • OUCU Financial
  • 944 East State Street, Athens, OH, 45701
  • Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Kingston National Bank
  • 2 N Main Street, Kingston, OH, 45644
  • Kingston National Bank defines itself as “A Real Community Bank, Really Serving Communities”, a motto that was established when Phil Dunlap and his associates founded the Bank back in 1909. The tradition of providing customers with excellent banking products and superior customer service still prevails.
  • WesBanco
  • 101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
  • Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.
  • Vinton County National Bank - VCNB
  • 112 West Main St., Mc Arthur, OH, 45651
  • At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.
  • Flagstar Bank
  • 301 West Michigan Avenue, Suite 4-501, Jackson, MI, 49201
  • At Flagstar, we believe in the Human Interest Rate. It’s not the interest rate other banks talk about, but we do. We have genuine interest in helping our customers achieve their financial goals and bringing solutions within reach. While you’re here, please reach out to us any time.
  • Minster Bank
  • 95 W. 4th St., Minster, OH, 45865
  • Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.