2026 Construction Loan Lenders for Enid, Oklahoma

Lendersa® provides a list of construction loan lenders in Enid, OK, featuring regional banks, national lenders, and local hard money lenders. These lenders utilize private funds for both ground-up construction and major rehab projects.

In Enid, OK, lenders estimate construction costs for a 2,000-square-foot home, ranging from $208,301 for basic builds to $378,729 for more upscale designs. Interest rates and construction loan terms vary depending on borrowers' financial profiles, including loan-to-value (LTV), after-repair value (ARV), and the type of lender selected.

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To meet all of your construction financing needs, Lendersa® leverages advanced AI technology to quickly match your loan request with numerous lenders. Discover the best construction rates to fund projects like new builds, fix-and-flip, or substantial rehabs on both residential and commercial properties in OK.

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To maintain a healthy credit score, avoid unnecessary credit inquiries. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial information.

You may qualify for 100% Loan-to-Value (LTV) financing if you pledge additional property as collateral through a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in ZIP codes 73701.



Enid Construction Loan Lenders

  • The Security National Bank of Enid
  • 201 W Broadway Ave, Enid, OK, 73701
  • Lends in Oklahoma
  • Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.

  • The Bank of Kremlin
  • 102 6th Street, Kremlin, OK, 73753
  • Lends in Oklahoma
  • The Bank of Kremlin was chartered May 21, 1900 in Kremlin, Oklahoma Territory, seven years before statehood. The bank was founded to provide deposit, bank draft and lending services to the town and local agricultural community.

    We believe our success is owed to our focus and dedication to customer service.

  • The First State Bank of Pond Creek, Oklahoma
  • 136 West Broadway, Pond Creek, OK, 73766
  • Lends in Oklahoma
  • The First State Bank was established in 1893 in Pond Creek, making it one of the oldest full-service banking institutions in the State of Oklahoma. The First State Bank has been the hub of financial activity for many farmers and ranchers as well as the primary lending source for many Northwest Oklahoma businessmen.

  • Exchange Bank and Trust Company
  • 523 Delaware, Perry, OK, 73077
  • Lends in Oklahoma
  • The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.

  • Community National Bank of Okarche
  • 653 North Main Highway 81, Okarche, OK, 73762
  • Lends in Oklahoma
  • Community National Bank is located in Okarche and Fairview, Oklahoma. We strive to provide our customers with professional banking in a small town atmosphere. Community National Bank offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.

  • Fairview Savings and Loan Association
  • 301 North Main, Fairview, OK, 73737
  • Lends in Oklahoma
  • Fairview Building and Loan Association was to provide working class people with a means of purchasing a home. This goal was accomplished by a concept which began in England in the eighteen century whereby individuals deposited their money with the building and loan in exchange for the future opportunity to borrow funds to purchase a home. Loans wer

  • Oklahoma Community Credit Union
  • 311 E McElroy Road, Stillwater, OK, 74075
  • Lends in Oklahoma
  • Oklahoma Community Credit Union is the only original Credit Union from Stillwater, OK. Oklahoma Community Credit Union was founded at Oklahoma State University in 1968. We have grown from a small room, open once a week in the Student Union, to two Stillwater locations and over 13, 000 members.

  • The Payne County Bank
  • 202 South Main Street, Perkins, OK, 74059
  • Lends in Oklahoma
  • Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,

  • Hunt Mortgage Services
  • 9235 Dickerson Rd NE, Piedmont, OK, 73078
  • Lends in Oklahoma
  • Hunt Mortgage Services places great importance on operating with integrity. All clients are treated fairly and in an ethical manner. Hunt Mortgage Services pride themselves on being knowledgeable about the products they offer. Our vast experience is most notable with the Bank Statement, FHA 203k (rehab) and Section 184 Indian Home Loan products.