7 Construction Loan Lenders in South-Middleton, Pennsylvania in 2026

In South-Middleton, PA, Lendersa® offers a diverse list of construction loan lenders. This includes regional banks, national financial institutions, and local hard money lenders who leverage private funds for your ground-up construction projects or major renovation efforts.

When estimating construction costs in South-Middleton, PA, lenders calculate expenses for a 2,000 square foot home, ranging from $239,956 for basic builds to $435,665 for more upscale options. The terms and interest rates of construction loans are influenced by multiple factors including the borrower's financial profile, the Loan to Value (LTV) ratio, the After Repair Value (ARV), and the type of lender chosen.

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Lendersa® employs sophisticated AI technology to efficiently match your loan request with hundreds of potential construction lenders, ensuring that all your financing needs are met. Discover attractive construction loan rates available for funding new builds, fix-and-flips, or extensive rehabs across residential and commercial properties in PA.

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To maintain your credit score, limit unnecessary credit inquiries. Secure preapproval for a land loan without needing to disclose your social security number or sensitive financial information.

You may qualify for 100% Loan to Value (LTV) financing by pledging additional properties as collateral, in what's known as a blanket loan.

Utilize Lendersa®'s land loan calculator to find lenders offering vacant land loans in zip codes 17015, directing you to local options that best fit your project needs and financial goals.



South-Middleton Construction Loan Lenders

  • AgChoice Farm Credit
  • 300 Winding Creek Blvd, Mechanicsburg, PA, 17050
  • Lends in Pennsylvania
  • AgChoice Farm Credit is an Agricultural Credit Association. Through 10 branch offices, it provides financial services to over 10, 000 customers in 52 counties in central, western and northern Pennsylvania as well as four counties in West Virginia. To learn more about AgChoice Farm Credit and its financial programs, visit www.agchoice.com

  • The Bank of Landisburg
  • 100 North Carlisle Street, Landisburg, PA, 17040
  • Lends in Pennsylvania
  • The Bank of Landisburg had its beginning in 1903 when an organizational meeting was held on August 19th. $10,000.00 in capital had been raised by the selling of stock. Many familiar names were among the original stockholders: Sheibley, Jones, Wilson, Bower, Kennedy, Wertz, Dum, Kell, Loy, and Wagner.

  • Americhoice Federal Credit Union
  • 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA, 17055
  • Lends in Pennsylvania
  • AmeriChoice Federal Credit Union was founded in 1970 by a small group of IBM Corporation employees. Through the years, we’ve grown by extending eligibility to the South Central PA Community including Adams, Cumberland, Dauphin, Lebanon, Perry or York Counties. Today, we are more than 15, 000 members strong with assets exceeding $180 million.

  • Orrstown Bank
  • 77 East King Street, Shippensburg, PA, 17257
  • Lends in Pennsylvania
  • Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.

  • Hometown Mortgage Resources Inc
  • 1612 State Rd, Duncannon, PA, 17020
  • Lends in Pennsylvania
  • At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.

  • ACNB Bank
  • 100 V-Twin Drive, Gettysburg, PA, 17325
  • Lends in Pennsylvania
  • ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA.

    Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage

  • Blue Chip Federal Credit Union
  • 5050 Derry Street, Harrisburg, PA, 17111
  • Lends in Pennsylvania
  • Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.

  • Kane Mortgage, Inc
  • 4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112
  • Lends in Pennsylvania
  • Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.

  • First Capital Federal Credit Union
  • 1601 Kenneth Road, York, PA, 17408
  • Lends in Pennsylvania
  • This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.

  • Hershey Federal Credit Union
  • 232 Hershey Road, Hummelstown, PA, 17036
  • Lends in Pennsylvania
  • Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.