2026 Construction Loan Lenders for Johnston, Rhode Island

Lendersa® provides a list of construction loan lenders in Johnston, RI, encompassing regional banks, national lenders, and local hard money lenders. These lenders utilize private money for ground-up construction or major rehabs.

The cost to construct a 2,000 square foot home in Johnston, RI, varies, ranging from $270,434 for basic builds to $487,956 for more elaborate projects. Rates and terms shift based on borrowers' financials, LTV, ARV, and the lender selected.

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Utilizing Lendersa® AI technology, your loan requests are matched with numerous construction lenders, ensuring all your financial needs are met. Discover competitive construction rates for new builds, fix-and-flip projects, or major rehabs in RI.

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Your qualifications may extend to 100% LTV financing by pledging additional collateral (blanket loan).

Use the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 2919.



Johnston Construction Loan Lenders

  • Providence Commercial Capital
  • 535 Atwood Ave, Suite 4, Cranston, RI, 02920
  • Lends in Rhode Island
  • Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.

  • EMCAP
  • 1140 Reservoir Avenue, Cranston, RI, 02920
  • Lends in Rhode Island
  • EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources

  • Blue Point Commercial Capital
  • 0 Philmont Ave, Cranston, RI, 02910
  • Lends in Rhode Island
  • Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.

  • Bank Rhode Island
  • One Turks Head Place, Providence, RI, 02903
  • Lends in Rhode Island
  • We're proud to meet the individual needs of individuals, families, and business owners throughout Rhode Island. As a full service commercial bank, we offer a range of products and services and a local team of experienced professionals who will take the time to get to know you and deliver them to you personally.

  • Bluedog Capital Partners, LLC
  • One Custom House St, Suite 4, Providence, RI, 02903
  • Lends in Rhode Island
  • Founded in 2001 by Sean N. Marchionte and Richard R. Tasca, Bluedog Capital Partners, LLC is a boutique real estate investment firm located in the financial district of Providence, Rhode Island. Bluedog has built its portfolio of business through commercial real estate debt and equity investments ranging from single-family

  • Northborough Capital Partners, LLC
  • 56-3 Pine Street, Providence, RI, 02903
  • Lends in Rhode Island
  • "NORTHBOROUGH HAS OVER 50 YEARS OF COMBINED REAL ESTATE EXPERIENCE IN THE COMMERCIAL LENDING ARENA.
    We are focused on direct lending and note purchases secured by commercial real estate in the New England market. THERE ARE MANY REASONS INVESTORS USE PRIVATE LENDERS OR SO CALLED “HARD MONEY” FOR THEIR PROJECTS. "

  • THE WASHINGTON TRUST COMPANY
  • 236 Centerville Road, Warwick, RI, 02886
  • Lends in Rhode Island
  • Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.

  • The Mortgage Corner
  • 175 Metro Center Blvd, Warwick, RI, 02886
  • Lends in Rhode Island
  • The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.

  • Pawtucket Credit Union
  • 1200 Central Ave, Pawtucket, RI, 02861
  • Lends in Rhode Island
  • In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work.

    Our employees are encouraged to give back to the community through our PCUnited volunteer initiative