15 Construction Loan Lenders in Middletown, Rhode Island in 2026

Lendersa® provides an extensive list of construction loan sources in Middletown, RI, encompassing regional banks, national lenders, and local hard money lenders who offer private funding options for both completing ground-up construction and undertaking significant rehabs.

For a 2,000 square foot home in Middletown, RI, lenders estimate construction costs ranging from $270,302 for standard projects to $487,824 for more upscale constructions. The interest rates and loan terms vary based on factors like the borrower's financial profile, Loan-to-Value (LTV), After Repair Value (ARV), and the chosen lender type.

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The Marvel of the Construction Loan Calculator

Lendersa® employs advanced AI technology to ensure your construction financing needs are fully supported. This technology efficiently matches your loan application with a vast array of construction lenders, enabling you to discover optimal construction rates for various projects, whether they are full-scale builds, fix-and-flip ventures, or major rehabilitations of both residential and commercial properties in RI.

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Avoiding unnecessary credit inquiries helps protect your credit score. You can attain preapproval for your land loan without the need to disclose your social security number or other sensitive financial details.

You could qualify for 100% Loan-to-Value (LTV) financing if you opt to pledge additional property as collateral, also known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 2842, giving you access to tailored lending solutions.



Middletown Construction Loan Lenders

  • BankNewport
  • 184 John Clarke Road, Middletown, RI, 02842
  • Lends in Rhode Island
  • BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.

  • People’s Credit Union
  • 858 West Main Road, Middletown, RI, 02842
  • Lends in Rhode Island
  • People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.

  • Joint Venture Capital, LLC
  • 5775 Post Road #132, East Greenwich, RI, 02818
  • Lends in Rhode Island
  • JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate.
    Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History!
    No one offers a more diverse array of finance options or works harder than JVC

  • Cornerstone Commercial Capital
  • Warwick Neck Ave, Warwick, RI, 02889
  • Lends in Rhode Island
  • Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,

  • Atlantic Mortgage & Finance Corporation
  • 94 Main Street, Wakefield, RI, 02879
  • Lends in Rhode Island
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • THE WASHINGTON TRUST COMPANY
  • 236 Centerville Road, Warwick, RI, 02886
  • Lends in Rhode Island
  • Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.

  • The Mortgage Corner
  • 175 Metro Center Blvd, Warwick, RI, 02886
  • Lends in Rhode Island
  • The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.

  • Blue Point Commercial Capital
  • 0 Philmont Ave, Cranston, RI, 02910
  • Lends in Rhode Island
  • Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.

  • Providence Commercial Capital
  • 535 Atwood Ave, Suite 4, Cranston, RI, 02920
  • Lends in Rhode Island
  • Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.

Also lends in Rhode Island

  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.