2025 Construction Loans use AI Lenders complete for Portsmouth, Rhode Island

The Lendersa® directory of construction loan lenders in Portsmouth, RI, features a broad selection including regional banks, national lenders, and local hard money lenders. These partners provide private money tailored for ground-up construction or major rehabilitation projects, ensuring you have the versatility needed for both residential and commercial ventures.

In Portsmouth, RI, constructing a 2,000 square foot home involves costs from $270,335 for basic structures to $487,857 for more upscale constructions. These costs vary depending on factors such as interest rates and loan terms, which are influenced by borrower financial profiles, the loan-to-value (LTV) ratio, after-repair value (ARV), and the selected lender type. Understanding these details is crucial for making informed financial decisions that align with your project goals.

Compare and analyze loan offers from an extensive pool of 100 lenders to determine the most beneficial financial pathways tailored to your unique needs.

The indispensable construction loan calculator

Lendersa® harnesses advanced AI technology to instantly match your loan requests with a vast network of construction lenders, ensuring comprehensive coverage for all your financial needs. Access and discover the best construction rates to effectively fund projects ranging from ground-up builds, fix-and-flip opportunities, to major renovations on both residential and commercial properties in RI. This detailed matching approach helps secure the necessary financing you require without hassle.

Searching for construction loan lenders near you?

To safeguard your credit score, it's advisable to avoid unnecessary inquiries. Obtain preapproval for land loans securely, without needing to disclose personal details like your social security number or other sensitive information.

Opting for additional property as collateral in a blanket loan arrangement might allow you to qualify for 100% LTV financing, offering increased financing flexibility while managing risks effectively.

Utilize the innovative Lendersa® land loan calculator to efficiently locate vacant land loan providers across zip codes 02872, 02871, thus simplifying your search for suitable financial partners and streamlining the process of securing funding for your property development aspirations.



  • Qualstar Credit Union - Renton Branch
  • PO Box 3050, Bothell, WA, 98041
  • Qualstar provides sound financial products and services who work hard for the money and want to make the most of it! From basic savings and checking accounts that earn interest to auto loans, credit cards, home loans and more! Use Mobile Banking to manage your account - account history & pending holds, transfers, loan payments.
  • New Horizon Capital Funding
  • 17223 94th Place NE, Bothell, WA, 98011
  • New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.
  • Cascara Capital LLC
  • 105 Central Way, Suite 205, Kirkland, WA, 98033
  • Cascara Capital provides business-purpose bridge loans, hard money loans, and investment loans only and does not provide funding for primary and secondary residences. We offer short term loans to investors looking to acquire distressed residential real estate and often do not require appraisals or inspections.
  • University Mortgage Funding Corp
  • 4315 Lake Washington Blvd, Suite 3004, Kirkland, WA, 98033
  • The University Mortgage Funding Corp. Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of Washington. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
  • Bellwether Lending Inc
  • 10415 113th Place NE, Kirkland, WA, 98033
  • BellWeather Lending inc is full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates.
  • Eastside Funding
  • 3927 Lake Washington Blvd NE, Kirkland, WA, 98033
  • Eastside Funding has closed over one billion dollars worth of loans in the past 12 years, becoming an industry leader in foreclosed property investment for one simple reason: we make borrowing simple, with no qualifying, appraisals, or inspections. With as little as zero down, we take over at auction to make the property investment.
  • Veristone Mortgage, LLC.
  • 6725 116th Ave NE Suite 210, Kirkland, WA, 98033
  • At Veristone, we are private money lenders and experienced mortgage professionals who desire to partner with you to make your real estate investments a success. Veristone Mortgage offers portfolio and traditional lending solutions for investment properties in Idaho, Oregon and Washington.
  • Neighborhood Mortgage
  • 4164 Meridian Street, Suite 108, Bellingham, WA, 98226
  • Neighborhood Mortgage is a locally owned mortgage company located in Bellingham, Washington. Our company mission is to provide superior customer service and offer a variety of mortgage products including: purchase mortgages, refinances, FHA Loans, VA Loans, USDA Loans, Reverse Mortgage Loans, Section 184 Loans, Construction Loans and more.
  • Hyak Financial
  • 2435 Strider Ln, Suite 105, Bellingham, WA, 98226
  • Hyak Financial provides a wide variety of commercial mortgage products and business financing services. With over 90 years of combined commercial banking, mortgage, and real estate experience, the Hyak Financial Team has the experience to find the best rates and terms on most commercial real estate or business financing transactions.
  • AltaOne Federal Credit Union
  • 701 South China Lake Boulevard, Ridgecrest, CA, 93555
  • AltaOne members and employees enjoy a one-of-a-kind relationship with their credit union. Offering much more than personal and business financial products and services, we continually strive to be the community’s choice for an all-around member experience, strengthening ties with our local communities through events and outreach programs
  • Lenders Wholesale
  • 929 108th Ave NE Ste. 1030, Bellevue, WA, 98004
  • How Private Lending Can Get Your Loan Pipeline Growing Again! The best part is we are far more than just lenders. We are strategic partners who will show you and teach you exactly how to tap into the fastest growing, most profitable lending segment in real estate today…and over the next 3-5 years or more.
  • Bismark Lending
  • 10500 NE 8th St, Suite 700, Bellevue, WA, 98004
  • For the past 30 years Bismark has been lending money to provide private financing for the construction of single-family homes. We began with a mortgage lending license from Washington State, working from an office in Lynnwood, Washington. We financed our business with a line of credit made available by a local retired businessman.