2026 Construction Loans use AI Lenders complete for Portsmouth, Rhode Island

The Lendersa® directory of construction loan lenders in Portsmouth, RI, features a broad selection including regional banks, national lenders, and local hard money lenders. These partners provide private money tailored for ground-up construction or major rehabilitation projects, ensuring you have the versatility needed for both residential and commercial ventures.

In Portsmouth, RI, constructing a 2,000 square foot home involves costs from $270,335 for basic structures to $487,857 for more upscale constructions. These costs vary depending on factors such as interest rates and loan terms, which are influenced by borrower financial profiles, the loan-to-value (LTV) ratio, after-repair value (ARV), and the selected lender type. Understanding these details is crucial for making informed financial decisions that align with your project goals.

Compare and analyze loan offers from an extensive pool of 100 lenders to determine the most beneficial financial pathways tailored to your unique needs.

The indispensable construction loan calculator

Lendersa® harnesses advanced AI technology to instantly match your loan requests with a vast network of construction lenders, ensuring comprehensive coverage for all your financial needs. Access and discover the best construction rates to effectively fund projects ranging from ground-up builds, fix-and-flip opportunities, to major renovations on both residential and commercial properties in RI. This detailed matching approach helps secure the necessary financing you require without hassle.

Searching for construction loan lenders near you?

To safeguard your credit score, it's advisable to avoid unnecessary inquiries. Obtain preapproval for land loans securely, without needing to disclose personal details like your social security number or other sensitive information.

Opting for additional property as collateral in a blanket loan arrangement might allow you to qualify for 100% LTV financing, offering increased financing flexibility while managing risks effectively.

Utilize the innovative Lendersa® land loan calculator to efficiently locate vacant land loan providers across zip codes 02872, thus simplifying your search for suitable financial partners and streamlining the process of securing funding for your property development aspirations.



  • First Mortgage Trust Inc
  • 260 Milton Street, Dedham, MA, 02026
  • Our primary focus as an “independent” mortgage broker is to evaluate and provide a wide-range of innovative, flexible, and affordable financing programs.

    We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.

  • Massachusetts Capital Mortgage Corp
  • 75 McNeil Way, Suite 105, Dedham, MA, 02026
  • Mass Capital Mortgage Corp. has been in business since 1996 and values the relationships that have been built over the years. These relationships have kept us in business and will do so for many years to come. We are proudly providing financing to the third generation of returning customers.

  • Tremont Credit Union
  • 2 Granite Avenue, Suite 101, Milton, MA, 02186
  • Tremont Credit Union is a full service cooperatively owned financial instituion serving the working men and women of Boston and Eastern Massachusetts (Norfolk, Suffolk and Middlesex Counties). Operating 4 full service branches throughout Boston and on the South Shore There are many ways to be eligible for membership at Tremont Credit Union. Members

  • Martha’s Vineyard Savings Bank
  • 78 Main Street, Edgartown, MA, 02539
  • Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.

  • Coastal Heritage Bank
  • 195 Washington Street, Weymouth, MA, 02188
  • It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.

  • Radius Financial Group Inc.
  • 600 Longwater Drive, Suite 107, Norwell, MA, 02061
  • radius changed more than just the mortgage business.We’ve become one of the leading mortgage lenders on the Eastern Seaboard through our customer obsessed curiosity.We created a new corporate culture that prioritized team inspired people. The result: countless purpose-filled careers & profits reinvested into the communities we live, work and serve.

  • Millbury National Bank
  • 18 Main Street, Millbury, MA, 01527
  • Millbury National Bank was founded in 1825, and through fiscal integrity and fortitude, the bank has been led by a committed Board of Directors for over 190 years, currently with several multi-generational Directors. Our focus is on serving small businesses within the Blackstone Valley, and maintaining our strong commitment to our customers.

  • MortgageWorkshop Inc
  • 24 Union Avenue, Suite 30, Framingham, MA, 01702
  • At MortgageWorkshop, we feel that our job is to do more than just help you find a loan. By forming strong relationships with many different lenders, we are able to research, compare, and shop your specific application to find you the mortgage product that best fits and alos we are dedicated to providing borrowers and the realtors.

  • MutualOne Bank
  • 49 Main Street, Natick, MA, 01760
  • Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.

  • QS Private Lending
  • 83 Speen St, Natick, MA, 01760
  • QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia.
    As one of the oldest and largest private, hard money lenders

  • Quincy Credit Union
  • 100 Quincy Avenue, Quincy, MA, 02169
  • Quincy Credit Union is proud to be celebrating 80 years of providing outstanding financial service to its members. From competitive interest rates and many no-fee products and services, it remains our commitment every day to help members meet their financial goals. At QCU, we are dedicated to providing exceptional service as part of our “people hel

  • SharpTurn Mortgage LLC
  • 859 Willard St, Suite 400, Quincy, MA, 02169
  • "SharpTurn Mortgage, LLC: is a mortgage provider of online and off-line mortgage broker services, headquartered in Quincy MA. SharpTurn Mortgage constantly strive for customer satisfaction.

    The company’s loan professionals are trained to deliver straightforward solutions, to help buyers make confident decisions about their mortgage selection"